phoenix v Derbyshire Homeloans

[thephoenix]

just wondered what your views are on claiming mortgage redemption penalties back?
Just had our reply from DHL from my LBA......, ' I am investigating your complaint and will respond within 5 working day......blah blah blah....'

Claiming £4700 redemption.

[Amethyst]

Re: phoenix v Derbyshire Homeloans

My personal opinion (I have restrained posting honestly) is that it is very risky (back to indemntiy fees again) and few have succeeded in court - most that have tried and won have been settled before court - but before a number ended up with huge costs bills and lost in court - have a look over on cag in the mortgage section. Look at JAMorgan, MaroonFox, and a couple other I dont recall off top of my head. There are small movements in the area, but at the moment, no I wouldnt recommend reclaiming these.

This is my PERSONAL OPINION not the site opinion or any such like. Cetelco and Tools have different thoughts from me (for a change) so try and bash one of them for their thoughts too.

[iancognito]

Re: phoenix v Derbyshire Homeloans

Flippin 'eck Phoenix, you don't like an easy life do you, could you not just do Capital One like the rest of us??????

[thephoenix]

Re: phoenix v Derbyshire Homeloans

msl:

yeah, i know, i know...... thing is... done that.... worn holes in the t-shirt...twice.

Need a challenge and Derbyshire, Platform and Welcome finance are a bloody decent challenge. just ask Ame :kiss:

Think this one will be on the back burner for a bit :roll: :carrot: Where'd the carrot come from? cool!!!

So... iancognito, whats your area of vast experiance?
keep it clean :rolleyes:
debt? charges? employment? if you don't mind me asking :rolleyes:

[iancognito]

Re: phoenix v Derbyshire Homeloans

I'm the tea lady

[pam1]

Re: phoenix v Derbyshire Homeloans

Hi Phoenix
I did an SAR with Gmac then got to prelim but when the cases started losing i packed it away, just can't take the chance. It Will get its day just like bank charges and i Will do it then.... when its like taking sweets from a baby rather than them taking my savings from me