• Welcome to the LegalBeagles Consumer and Legal Forum. Please register to get the most out of the forum. Registration is free and only needs a username and email address.
  • Please note that LegalBeagles is a public forum and the main areas are accessible to all, and as such, please take care your username or posts do not identify you. There is no need to post claim numbers, names or precise amounts to get support with your case. When uploading documents please ensure that you have properly redacted your personal details. Thank you.

Kensington & GE-Money

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Kensington & GE-Money

    Hi there,
    Hope this is the right place to post this.
    We have recently settled our accounts with Kensington & GE-Money, over the past 3 yrs or so they have charged us monthly arrears fees. Kensington 50 & GE-Money 40 per month. my question is, can these be claimed bk?
    Any help & advise will be most appreciated.
    Thanks in advance.
    Brecken.
    Tags: None

  • #2
    Re: Kensington & GE-Money

    66 views & not 1 reply

    Comment


    • #3
      Re: Kensington & GE-Money

      Originally posted by brecken View Post
      Hi there,
      Hope this is the right place to post this.
      We have recently settled our accounts with Kensington & GE-Money, over the past 3 yrs or so they have charged us monthly arrears fees. Kensington 50 & GE-Money 40 per month. my question is, can these be claimed bk?
      Any help & advise will be most appreciated.
      Thanks in advance.
      Brecken.

      Sorry this post has not been answered before now but, Yes, you can claim back the fees and charges.

      Send a SAR and make sure they send you a full statement of account including a breakdown of all fees and charges and the interest added in respect of those fees.

      Once you know how much they have charged you, you can then make a claim to get them back on the grounds that they are unfair, excessive and disproportionate to any actual cost of managing your account and should be repaid in full or substantially reduced.

      If they refuse then refer it to the FOS.

      Comment


      • #4
        Re: Kensington & GE-Money

        On behalf of another member in this group, does anyone know who the underwriter/insurer of Kensington Mortgages? Tbis will be a big help, thank you. :tinysmile_twink_t2:
        sigpic

        Comment


        • #5
          Re: Kensington & GE-Money

          Subscribe
          Never give up, Never surrender.

          Comment


          • #6
            Re: Kensington & GE-Money

            This maybe useful for you.
            http://www.moneysavingexpert.com/new...r-arrears-fees
            sigpic

            Comment


            • #7
              Re: Kensington & GE-Money

              Some info that may be of use:

              http://www.publications.parliament.u...66/766we06.htm

              Comment


              • #8
                Re: Kensington & GE-Money

                22) The Mortgage Lender (TML)

                • The Mortgage Lender specialised in providing mortgages to customers who could not prove their income and in remortgages in order to release cash from your home. TML was also known as TML Financial Solutions Ltd. and was backed by the Kensington Group plc which was Investec owned. The Kensington Group purchased TML in 2002 for 25m.
                • At its peak, TML lent in excess of 60m/month.
                • TML went into administration in December 2007. Resolve Mortgages has purchased the intellectual property rights and customer data base.

                Comment


                • #9
                  Re: Kensington & GE-Money

                  And had BDS Mortgages Ltd as a name in the small print and shared the same address as guess who? TML.
                  Now appear to have ceased trading as I have tried to contact by e mail ( bounced back) and phone ( not in service)
                  Invesrec, at the start of February, has announced the intention of " selling" Kensington due to " not performing as they had hoped and the world wide credit crunch" .
                  Cannot post up links on this device, sorry.
                  Never give up, Never surrender.

                  Comment


                  • #10
                    Re: Kensington & GE-Money

                    Originally posted by dogtired View Post
                    And had BDS Mortgages Ltd as a name in the small print and shared the same address as guess who? TML.
                    Now appear to have ceased trading as I have tried to contact by e mail ( bounced back) and phone ( not in service)
                    Invesrec, at the start of February, has announced the intention of " selling" Kensington due to " not performing as they had hoped and the world wide credit crunch" .
                    Cannot post up links on this device, sorry.
                    How were they expecting it to perform?

                    Comment


                    • #11
                      Re: Kensington & GE-Money

                      Maybe we should ask them. They also share the offices in Reading.
                      Never give up, Never surrender.

                      Comment


                      • #12
                        Re: Kensington & GE-Money

                        Originally posted by dogtired View Post
                        Maybe we should ask them. They also share the offices in Reading.
                        You do surprise me...................:tinysmile_aha_t:

                        Comment


                        • #13
                          Re: Kensington & GE-Money

                          It's a game called spot the link !
                          Never give up, Never surrender.

                          Comment


                          • #14
                            Re: Kensington & GE-Money

                            thats who i was with TML gave me a gmac mortgage from Halifax i had debts but was given advice how to do a debt management plan i would have never have re-mortgaged

                            Comment

                            View our Terms and Conditions

                            LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                            If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                            If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

                            Announcement

                            Collapse
                            No announcement yet.
                            Loading...

                            upgrade to vip

                            Want exclusive access to forums, more privacy and a live chat box? Upgrade to become a bigger part of our community.

                            only £15/yr

                            Offers available. No subscription traps.

                            sign up now



                            Search and Compare fixed fee legal services and find a solicitor near you.

                            Find a Law Firm


                            Working...
                            X