• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Is it Statute Barred?

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Is it Statute Barred?

    Hello, I was wondering if someone could help me? I've had a look round and I can't find a definite answer.

    I have Cabot Financial chasing me for money but I believe it to be statute barred and supplied them evidence to prove it. They sent me their proof to say that it isn’t, and I want to know which is right.
    I last paid a token payment to the debt on the 31/05/2011 and the money left my account on the 02/06/2011 which is corroborated by the bank statement. They sent me a print out from the original debtor they bought the debt from showing the money was received on the 07/06/2011.

    They started CCJ proceedings on the 6th June 2017 and they say they are well within their rights as they started it before it became statute barred.
    They went away and now they have managed to get the case restarted by the Northampton Business Court.

    Are they right? Is it when the money is received or when its paid as it seems to read in the legislation? Would really be glad of the help, thanks in advance.

  • #2
    Originally posted by Loki5506 View Post
    Hello, I was wondering if someone could help me? I've had a look round and I can't find a definite answer.

    I have Cabot Financial chasing me for money but I believe it to be statute barred and supplied them evidence to prove it. They sent me their proof to say that it isn’t, and I want to know which is right.
    I last paid a token payment to the debt on the 31/05/2011 and the money left my account on the 02/06/2011 which is corroborated by the bank statement. They sent me a print out from the original debtor they bought the debt from showing the money was received on the 07/06/2011.

    They started CCJ proceedings on the 6th June 2017 and they say they are well within their rights as they started it before it became statute barred.
    They went away and now they have managed to get the case restarted by the Northampton Business Court.

    Are they right? Is it when the money is received or when its paid as it seems to read in the legislation? Would really be glad of the help, thanks in advance.
    It's when the money hits their bank account, so they are correct that by filing on 6th the debt is not Stat Barred.

    Is stat barred the only defence you plead?
    COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

    My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

    Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.

    Comment


    • #3
      Could it be argued that the money was actually received by their bank earlier but the date they are quoting is the date that the payment was posted to their records, unless they are showing their bank statement.

      Comment

      View our Terms and Conditions

      LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

      If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


      If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
      Working...
      X