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DMP default dates

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  • DMP default dates

    Hi there, just a quick one here....i took out a DMP in 2011 as i was drowning in debt from my divorce, the DMP was foolishly taken out with Baines and Ernst and they dealt with the 5 problem accounts i had.
    Out of the 5 accounts, all have since been cleared, however defaults were raised on all 5 due to the DMP.
    The problem i have is whilst the nat west credit card and sainsburys bank loans have the default set at the correct time (early 2011) the 2 nat west loans and nat west current account have the defaults set much later (aug 2015, when they were settled).
    Surely this is incorrect, and this will ensure i have to have an awful CR for another 4 years, instead of a year.

    Any thoughts greatly received.
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  • #2
    Re: DMP default dates

    tagging [MENTION=48934]Debt Camel[/MENTION] for advice xx
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido


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    • #3
      Re: DMP default dates

      This article looks at how to ask for default dates to be corrected: https://debtcamel.co.uk/debt-default-date/



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