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your views matter

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  • Lowry1234
    started a topic your views matter

    your views matter

    I understand 6yrs on cras and last payment etc.
    I have not made any payment and the account is now stayed at Northampton CC
    please see attachment should this fall off my credit file
    or should I request it's removed ...I know Noddle are slow on updates.
    all comments welcome
    Attached Files
    Tags: None

  • Lowry1234
    replied
    Re: your views matter

    Can anybody please advise ....today I recd a letter from MORTIMER C SOLS attaching a income and expenses asking me to complete and the debt still outstanding...as said before this was stayed in NCC..it no longer shows on my credit file I have not paid anything do we have a template to respond to this letter.
    default date jan 2010.., stayed in court jan 2015 .....what do I need to do

    Leave a comment:


  • Lowry1234
    replied
    Re: your views matter

    Update.....yippee no longer on my credit file both Cabot and bcard. now gone like magic ....also doesn't show on my closed accounts....I think this is good news? Stat barred etc?

    Leave a comment:


  • Lowry1234
    replied
    Re: your views matter

    I know I can see its up and down like waves on the sea...me have paid nothing

    Leave a comment:


  • paulajayne
    replied
    Re: your views matter

    What happened Nov / Dec 2014 as it went down by 650 ??

    Did you pay anything?

    Leave a comment:


  • Lowry1234
    replied
    Re: your views matter

    Fab....thanks for taking time to help

    Leave a comment:


  • Nibbler
    replied
    Re: your views matter

    No. It goes from the date of default in the main section, not the months status codes.

    Leave a comment:


  • Lowry1234
    replied
    Re: your views matter

    I was a little concerned as the date on the attachment doesn't match the red marker D it's a few months later does that make a difference?

    Leave a comment:


  • Nibbler
    replied
    Re: your views matter

    Ok, as said it's dropped automatically. You should not have to do anything to make that happen.

    Leave a comment:


  • Lowry1234
    replied
    Re: your views matter

    Thanks ...I'm watching my file....just wanted to. Check that I am understand the process

    Leave a comment:


  • Nibbler
    replied
    Re: your views matter

    It should be dropped automatically by callcredit from their reports by 29/01/2016.

    (sometimes can be a bit earlier on CC)

    Will not disappear from your Noddle report though until the next updated report you get after that date.

    As you know, the Noddle report is a snapshot of the CC one on a particular date, and then frozen until the next update a month or so later when it gets refreshed when you log in.

    Leave a comment:

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