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Credit File Status

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  • Credit File Status

    So finance company gave me a PCP over 4yrs. I VT the agreement , Im short of 5K to make the 50% mark. Im thiniking of a D.R.O. application which will clear debts after one year. Over the last four months I cancelled the direct debit on the PCP repayment finance agreement and told the finance company. I think they will be letting the CRAgency know this and Im asking , does anyone know exactly what my credit file will show if Im granted a DRO ? Will the VT mark still be there and for how long....how long will the DRO show....is it six years before any applicaton for credit can be made?


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