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had strange letter from eos doesn't mention who the debt is with

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  • had strange letter from eos doesn't mention who the debt is with

    had strange letter from eos doesn't mention who the debt is with.
    i called them and they won't deal with me as it is in my wifes name but i have an idea it is an old freemans
    account i thought i paid off in 2010 is this likely to be them trying again as they must
    be nearly past the 6 year rule does that apply in this case do they still try after the 6 years is up
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  • #2
    Re: had strange letter from eos doesn't mention who the debt is with

    Originally posted by halsaps View Post
    had strange letter from eos doesn't mention who the debt is with.
    i called them and they won't deal with me as it is in my wifes name but i have an idea it is an old freemans
    account i thought i paid off in 2010 is this likely to be them trying again as they must
    be nearly past the 6 year rule does that apply in this case do they still try after the 6 years is up
    Any letter that does not state exactly what the subject matter is should be ignored, (stay off the phone/ don't answer any security questions!) no doubt unless you withhold your number is has been recorded on their files.
    In England & Wales a debt which is statute barred still exists and is collectable by any means short of court action.

    There is no " 6 year rule" as such the Limitation Act 1980 lay down a specific period (6 years) for debts arising from " simple" contracts, BUT the start of the relevant 6 years varies according to the type of debt.

    nem
    The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

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    Animo et fide.

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    • #3
      Re: had strange letter from eos doesn't mention who the debt is with

      Is there anything on your wifes' credit report?

      I do agree with Nem about ignoring tho' ... unless they state exactly what 'debt' they're chasing (meaning you can query/refute it) they aren't really trying xx
      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

      It doesn't matter where your journey begins, so long as you begin it...

      recte agens confido

      ~~~~~

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