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CSL car finance

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  • CSL car finance

    Hi my partner and I signed papers in September for a car. We fell behind with 1 payment and CLS have repossessed the car this morning even though my partner spoke to someone from there office saying that a payment on Friday to catch up then nd payment due on this Tuesday which would be paid. But sheriff officers came to door today repossed car told me I now need to pay a ridiculous amount to get the car back. Can someone please help me I'm new here
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  • #2
    Re: CSL car finance

    Originally posted by Sammig123 View Post
    Hi my partner and I signed papers in September for a car. We fell behind with 1 payment and CLS have repossessed the car this morning even though my partner spoke to someone from there office saying that a payment on Friday to catch up then nd payment due on this Tuesday which would be paid. But sheriff officers came to door today repossed car told me I now need to pay a ridiculous amount to get the car back. Can someone please help me I'm new here
    Hi there


    Welcome to LB,

    So what did you sign up to? Was it a hire-purchase agreement? Do you have a copy of the agreement and if so can you post it up with personal details removed.

    Have you received a Default notice from the creditor ? did you make payment in the time specified in the notice? assuming you received a Default notice of course.

    There procedures a creditor must follow so its important that we have as much info as you can provide

    Also, was the car taken from private property? was it on your drive when it was taken?
    I work for QualitySolicitors Howlett Clarke in the Consumer Credit Department. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

    I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.



    You can also follow my blog on consumer credit here.

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