We have a date for a repossession hearing on 24/7 this is a result of a business bank loan that was secured against the business premises 1st and 2nd our home. The business failed and we have been fighting this now for 5 years due to the way the bank have treated us. However, it has recently come to light that our loan was "all monies" which we were not made aware of. I pretty much understand what this means but I am so scared as I have been told that a Judge at a possession hearing can do nothing other than grant a repossession if an "all monies" clause is involved. I think I have a strong case against the bank which I want to put across at the hearing but if the judge can only issue a repossession then there doesn't seem to be any point. No sure I've got much more fight left in me. Any advice much appreciated .
'All Monies' mortgage
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