I have applied for a payday loan for £600 and have repaid it on time. However when I tried to applied again they refused. I was told that it is for new customers only. Does anyone know a better payday loan company that doesn’t charge a lot.
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Re: Loan
I'm not sure you'll get recommendations for many ( any ) Payday lenders on here - we see far too many people in pickles with payday loans to know which are good/cheap and which are terrible, as we only see the terrible. Plus hard to know who might be better than the one you used, without knowing which one you used
There are much stricter affordability rules and responsible lending rules now so lending twice in quick succession is likely to flag up possible issues, plus ANY PDL, whether paid back on time or not, clobbers your credit file.
Have you investigated other ways to get through to Payday ? Overdraft / Credit union etc ?#staysafestayhome
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Re: Loan
Originally posted by bblnr88 View PostI have applied for a payday loan for £600 and have repaid it on time. However when I tried to applied again they refused. I was told that it is for new customers only. Does anyone know a better payday loan company that doesn’t charge a lot.
nem
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Re: Loan
Just a friendly "heads up" that some employers (call centres being one) will do credit checks, and decline jobs and promotions on payday loans. They see it as not being able to budget correctly and take the view you are in financial difficulties, so jobs like customer services for banks etc will be out of reach!
Much better to save up/overdraft etc as this shows you are planning for the futurePLEASE NOTE: I work irregular hours including nights and sleep in shifts. If I have not responded in 48 hours, please ask an admin to Messenger me!
"If you ever feel alone, remember, I am just the other side of the rainbow, or just south of the North Star. Whichever is closer." - A.J Murphy. 17/3/1974 - 16/03/1997 (RIP babe <3)
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