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How do I get out of a loan agreement with train4jobs?

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  • How do I get out of a loan agreement with train4jobs?

    How do I get out of a loan agreement with train4jobs? I have been completely had through this company, my fault for falling for it but i really need help! Many Thanks
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  • #2
    Re: How do I get out of a loan agreement with train4jobs?

    When did you sign up with the company ?
    Common Sense .... if in doubt, use it !

    “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Find Solicitors offering fixed fees on our sister site - JustBeagle.com

    Comment


    • #3
      Re: How do I get out of a loan agreement with train4jobs?

      Originally posted by Amethyst View Post
      When did you sign up with the company ?

      On the 9/10/17.

      Comment


      • #4
        Re: How do I get out of a loan agreement with train4jobs?

        Ahh so outside of the timescales for standard cancellation via the form.

        Have you started the course ?

        Which company is the finance agreement with ?
        Common Sense .... if in doubt, use it !

        “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

        Find Solicitors offering fixed fees on our sister site - JustBeagle.com

        Comment


        • #5
          Re: How do I get out of a loan agreement with train4jobs?

          Originally posted by Amethyst View Post
          Ahh so outside of the timescales for standard cancellation via the form.

          Have you started the course ?

          Which company is the finance agreement with ?
          I have done the first two 'Tutor Marked Assignments'. The finance agreement is with TradeTech Ltd. I have made one payment of 160

          Comment


          • #6
            Re: How do I get out of a loan agreement with train4jobs?

            That's a company I haven't heard of before - can't find them on the FCA register ( consumer finance firms need to be authorised by the FCA ) - is it this company ? https://beta.companieshouse.gov.uk/company/05645744

            Any chance of a scan or photo of the agreements you have ? ( email admin@legalbeagles.info if it's easier than uploading them )
            Common Sense .... if in doubt, use it !

            “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

            Find Solicitors offering fixed fees on our sister site - JustBeagle.com

            Comment


            • #7
              Re: How do I get out of a loan agreement with train4jobs?

              Ahh or maybe it's this one - https://beta.companieshouse.gov.uk/company/09594507 ( Tradestech Ltd - also not FCA authorised as far as I can see ) http://www.tradestech.co.uk/
              Common Sense .... if in doubt, use it !

              “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

              Find Solicitors offering fixed fees on our sister site - JustBeagle.com

              Comment


              • #8
                Re: How do I get out of a loan agreement with train4jobs?

                Originally posted by Amethyst View Post
                That's a company I haven't heard of before - can't find them on the FCA register ( consumer finance firms need to be authorised by the FCA ) - is it this company ? https://beta.companieshouse.gov.uk/company/05645744

                Any chance of a scan or photo of the agreements you have ? ( email admin@legalbeagles.info if it's easier than uploading them )


                Ill email you shortly! Tradestech Ltd. no. 09594507

                Comment


                • #9
                  Re: How do I get out of a loan agreement with train4jobs?

                  Thank you for those. Having a read through now .

                  Is the overall cost of the course the 1920 ? ( for the whole course )
                  Common Sense .... if in doubt, use it !

                  “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

                  Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                  Find Solicitors offering fixed fees on our sister site - JustBeagle.com

                  Comment


                  • #10
                    Re: How do I get out of a loan agreement with train4jobs?

                    Originally posted by Amethyst View Post
                    Thank you for those. Having a read through now .

                    Is the overall cost of the course the 1920 ? ( for the whole course )

                    Yes that's correct

                    - - - Updated - - -

                    Thank you!

                    Comment


                    • #11
                      Re: How do I get out of a loan agreement with train4jobs?

                      Okay.

                      It seems they have changed how they do things to only offer a 12 month loan without interest/fees which means they don't need FCA Authorisation, so not a lot to do on that angle I'm afraid. Interesting that they have done that, but it being interesting doesn't help you.

                      So, did you sign up for the course in your home?

                      Did a rep from MIS ( Metropolitan International Schools t/as Train4jobs ) visit you following your making an appointment ?

                      What concerns / complaints do you have about the course which has made you not wish to proceed with the full year ?


                      Originally posted by FCA stuff for information

                      Consumer credit firms offering only instalment credit agreements may be exempt from our authorisation. Find out the details here.

                      Your instalment credit agreement is exempt from our authorisation if it meets all of the following criteria.

                      Must
                      be repayable by no more than 12 instalments within no more than 12 months
                      be a borrower-lender-supplier agreement (that’s to say, it must finance the acquisition of specific goods or services)
                      be for a fixed amount


                      Must not
                      be an agreement financing the buying of land
                      be a conditional sale or HP agreement
                      be a pawn agreement
                      contain charges or interest (for example, there can’t be an admin fee)
                      Common Sense .... if in doubt, use it !

                      “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

                      Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                      Find Solicitors offering fixed fees on our sister site - JustBeagle.com

                      Comment


                      • #12
                        Re: How do I get out of a loan agreement with train4jobs?

                        Originally posted by Amethyst View Post
                        Okay.

                        It seems they have changed how they do things to only offer a 12 month loan without interest/fees which means they don't need FCA Authorisation, so not a lot to do on that angle I'm afraid. Interesting that they have done that, but it being interesting doesn't help you.

                        So, did you sign up for the course in your home?

                        Did a rep from MIS ( Metropolitan International Schools t/as Train4jobs ) visit you following your making an appointment ?

                        What concerns / complaints do you have about the course which has made you not wish to proceed with the full year ?


                        I am unsure to whether or not i will receive the qualification specified.

                        - - - Updated - - -

                        A rep came to my home and signed me up in my home, i didn't have time to read terms and conditions and stupidly didn't think until yesterday!

                        - - - Updated - - -

                        I have contacted City and Guilds to see whether they're the awarding body and the same to BPEC.

                        Comment


                        • #13
                          Re: How do I get out of a loan agreement with train4jobs?

                          Which qualification are you expecting to acheive with the course ?

                          On the agreement they call it 'Domestic Plumbing and Heating Foundation' which seems to be a basic starter course - did they say it led to a City & Guilds Qualification or NVQ etc ?
                          For info https://www.cityandguilds.com/qualif...mestic-heating
                          Common Sense .... if in doubt, use it !

                          “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

                          Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                          Find Solicitors offering fixed fees on our sister site - JustBeagle.com

                          Comment


                          • #14
                            Re: How do I get out of a loan agreement with train4jobs?

                            At the End of 12 months I should receive
                            • City & Guilds Level 2 Diploma (6035) in Plumbing Studies
                            • BPEC 1999 Water Regulations
                            • BPEC NVQ Level 2

                            Comment


                            • #15
                              Re: How do I get out of a loan agreement with train4jobs?

                              This one https://www.cityandguilds.com/qualif...ab=information
                              Common Sense .... if in doubt, use it !

                              “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

                              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                              Find Solicitors offering fixed fees on our sister site - JustBeagle.com

                              Comment

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