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Virgin & BPO Collections Limited

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  • Virgin & BPO Collections Limited

    Hi, Everyone.

    I have recently received a letter from a DCA called BPO Collections Limited for an alleged debt to Virgin Mobile amounting 677.62.

    I was at first going to request the agreement from BPO, although I am making an assumption the same CCA rules apply to this kind of finance, is that correct?

    Is it worth me getting in touch with Virgin where the debt originated or am I obliged to speak with this DCA? They have supposedly instructed some "field agents" to come a knocking if I don't respond. Any advice on how best to proceed would be greatly appreciated.
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  • #2
    Re: Virgin & BPO Collections Limited

    Hi Jjay

    Who is their (BPO's) client?

    Whether or not the original agreement is a regulated (CCA 1974) one will depend on the original agreement with Virgin.
    Most mobile phone agreements are not regulated. (But some are! ).
    The best way of sourcing all your data is via a SAR to Virgin Mobile.

    This is only my opinion - "
    Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick


    • #3
      Re: Virgin & BPO Collections Limited

      What kind of contract is it?
      If it is a Freestyle contract it is liable to a CCJ.
      Those who don't believe in Magic will never find it! - Roald Dahl

      Tears are not a sign of weakness they are a sign of having been too strong too long! - Unknown

      You are not disabled by your disability but made able by your abilities. - Oscar Pistorius



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