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  • Cifas

    I stupidly opened a catalogue account in my sons name and got 250 of goods. It is paid in full. I had to admit it as my son needs a student account and wouldn't get one as the account went into serious and will show on his credit report. The catalogue will remove the account from his file after 48 hours. They have placed a cifas on his file to show he was identity fraud victim and one on mine to say I owned up to identity fraud. How will this affect our reports and how long will it stay on our reports. Will my current bank find out and close my account. Any help would be great thankyou
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