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Hello, I'm new on here but have found the forum really helpful. I have a restriction on my house - not yet a full charging order - from nationwide credit card of 5400. My nana died recently and whilst there wasn't much money left after care home fees, my dad has 2000 left, which he is willing to make an offer to pay off the debt to nationwide. My ex husband left me and the kids in a financial hole, he'd cleared joint accounts, even the kids accounts and went to live in Spain, the credit card was in my name, but he'd bullied me into putting house purchase fees onto it. I'd like to be rid of anything to do with him and the restriction feels like a millstone. Has anyone had success in making a lower offer?
Thanks if anyone has any idea of successes - a few posts ask for advice, but there doesn't seem to be many results
- I dont intend to ever sell the house
- my children are 13 and 9 and are established at school and I wouldn't want to disrupt their stability by moving
- i can't remortgage because of the restriction
- ex husband is still on the deeds - legal action on going (costing a fortune)
Thanks if anyone has any idea of successes - a few posts ask for advice, but there doesn't seem to be many results
