** DISCONTINUED ** Hoist Portfolio Holding v Shinybee

[Shinybee]

Re: Hoist Portfolio Holding v Shinybee

Too big? Do you want to email it to me - sharon@celame.co.uk ( or admin@legalbeagles.info but it's a bit slow at the moment)

sorry think its me who's being slow... which icon do use to upload? all scanned as jpg

[Amethyst]

Re: Hoist Portfolio Holding v Shinybee

Ahh click GO ADVANCED under the reply box, then you'll see a Paperclip Icon ( next to a smiley face icon )

[Amethyst]

Re: Hoist Portfolio Holding v Shinybee

Got them xxx

[Shinybee]

Re: Hoist Portfolio Holding v Shinybee

Ahh click GO ADVANCED under the reply box, then you'll see a Paperclip Icon ( next to a smiley face icon )

Ah I see, thank you

[Diana M]

Re: Hoist Portfolio Holding v Shinybee

I see that Di from Joanna Connolly Solicitors has also made some posts on here, so it may also be worth a call to her. These firms are real experts in this field and the debt purchasers don't like dealing with them. You need to get someone with the know how to go through the documents with a fine needle to find the weakness that you need.

I can’t argue with that

Di

[Diana M]

Re: Hoist Portfolio Holding v Shinybee

Should be able to completely review your case now and where you stand, rather than guessing

I wasn't guessing.

I was pointing out that the OP hasn’t pleaded important legal arguments in their Defence.

Di

[Amethyst]

Re: Hoist Portfolio Holding v Shinybee

Didn't say you were.

Anyway, I'm just having tea and will sort the docs after - quick Q for OP - was one of these an Egg card originally so far as you recall ? ( apols if you have already said) & when approx was the account first opened ? 2002/2003 ?

[Shinybee]

Re: Hoist Portfolio Holding v Shinybee

Good timing

Much better to get them now than when they send WS's. Should be able to completely review your case now and where you stand, rather than guessing Docs for both cases or just one of them ?

Yes just one case for now. And yes good to know what they got.

[Amethyst]

Re: Hoist Portfolio Holding v Shinybee

Right cover letter

[Amethyst]

Re: Hoist Portfolio Holding v Shinybee

Default Notice

[Shinybee]

Re: Hoist Portfolio Holding v Shinybee

Didn't say you were.

Anyway, I'm just having tea and will sort the docs after - quick Q for OP - was one of these an Egg card originally so far as you recall ? ( apols if you have already said) & when approx was the account first opened ? 2002/2003 ?

I did open an egg account in 2003, but actually didn't realise barclays had bought them...

[Amethyst]

Re: Hoist Portfolio Holding v Shinybee

Egg recon.

[Amethyst]

Re: Hoist Portfolio Holding v Shinybee

Egg recon part 2

[Amethyst]

Re: Hoist Portfolio Holding v Shinybee

This one, presumably ( tricky to read) it's the original terms from the 'back' of the original actual agreement and what has been reconstructed with the other bits in the previous posts, but starts at term 3, so you'd expect the original agreement signature page to go with that - have they provided that ? Can you read it well enough to see if it is the same terms as on the recon ? hmmm actually squinting at it, in one of the boxed bits it does seem to refer to BArclaycard so maybe not. Ahh well I'll get the rest of the docs up for the others to go through. Looks like late payment charge is £12 so it's post 2006 - so poss 2011 when it changed to BC?or terms from default point in 2016?

[Amethyst]

Re: Hoist Portfolio Holding v Shinybee

Not sure what this is meant to be - terms from end ?first bit & recon of first bit of the one in post #119 ? just that one page though. bit odd not to recon the whole lot isn't it.