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*DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

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  • #16
    Re: Lowell v Jojo13 - please help

    Hi Nem

    The original creditor is named as Shop Direct and I have an impending court date in November against me by Lowell Portfolio 1 Ltd, being represented by BW Legal.
    I wrote for advice on here when I received the original claim against me and was helped to apply for evidence from Lowell and their solicitor and to complete the court form and defence form.
    I didn't receive anything back from Lowell or their solicitor within the specified timeframe but then received this letter the week before last.
    I don't know who Shop Direct are and do not recall any details of the alleged debt. I did suffer badly with post natal depression after having both of my children so there is a slight possibility that it could be something I've forgotten about but the information they have sent me doesn't tell me anything.
    I still have no idea what this debt relates to or whether it really is mine
    Thank you Nem, really appreciate your kind words

    Jojo13

    Comment


    • #17
      Re: Lowell v Jojo13 - please help

      Originally posted by Jojo13 View Post
      Hi Nem

      The original creditor is named as Shop Direct and I have an impending court date in November against me by Lowell Portfolio 1 Ltd, being represented by BW Legal.
      I wrote for advice on here when I received the original claim against me and was helped to apply for evidence from Lowell and their solicitor and to complete the court form and defence form.
      I didn't receive anything back from Lowell or their solicitor within the specified timeframe but then received this letter the week before last.
      I don't know who Shop Direct are and do not recall any details of the alleged debt. I did suffer badly with post natal depression after having both of my children so there is a slight possibility that it could be something I've forgotten about but the information they have sent me doesn't tell me anything.
      I still have no idea what this debt relates to or whether it really is mine
      Thank you Nem, really appreciate your kind words

      Jojo13
      Hello Jojo,

      Shop direct are the catalogue companies Littlewoods etc., what catalogues have you had in the past?

      Have you e-mailed the documents to [MENTION=49370]Kati[/MENTION] yet? Kati will prepare them for posting on the forum.

      nem
      The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

      Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

      If you receive messages from anyone offering advice for a fee please report it to the site team.


      Animo et fide.

      Comment


      • #18
        Re: Lowell v Jojo13 - please help

        Got them xx
        Attached Files
        Debt is like any other trap, easy enough to get into, but hard enough to get out of.

        It doesn't matter where your journey begins, so long as you begin it...

        recte agens confido

        ~~~~~

        Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

        I can be emailed if you need my help loading pictures/documents to your thread. My email address is kati@legalbeagles.info
        But please include a link to your thread so I know who you are.

        Specialist advice can be sought via our sister site JustBeagle

        Comment


        • #19
          Re: Lowell v Jojo13 - please help

          Originally posted by Kati View Post
          Got them xx
          Thank You
          .nemxx
          The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

          Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

          If you receive messages from anyone offering advice for a fee please report it to the site team.


          Animo et fide.

          Comment


          • #20
            Re: Lowell v Jojo13 - please help

            Hello Jojo

            That looks like a Littlewoods agreement did you have a catalogue at all.

            It would certainly help to know when the account was opened and when it was defaulted.

            Looks like it was sold 10/09/11 to Lowell but I can't see any last payment data.

            Found: It's a Very Catalogue account. Default Notice Sent 22/08/11 so not Statute Barred.

            Are the pages of the agreement sequentially numbered?

            nem
            The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

            Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

            If you receive messages from anyone offering advice for a fee please report it to the site team.


            Animo et fide.

            Comment


            • #21
              Re: Lowell v Jojo13 - please help

              Jojo

              Some more details please you say you posted before and a claim was issued what has happened with that please.

              I'll ask @Kati if she can find your other thread and merge them so we can get the full picture.

              Sorry more assistance needed @Kati Please

              nemx
              The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

              Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

              If you receive messages from anyone offering advice for a fee please report it to the site team.


              Animo et fide.

              Comment


              • #22
                Re: Lowell v Jojo13 - please help

                Originally posted by nemesis45 View Post
                I'll ask @Kati if she can find your other thread and merge them so we can get the full picture.

                Sorry more assistance needed @Kati Please

                nemx
                sorted :yo: xx
                Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                It doesn't matter where your journey begins, so long as you begin it...

                recte agens confido

                ~~~~~

                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                I can be emailed if you need my help loading pictures/documents to your thread. My email address is kati@legalbeagles.info
                But please include a link to your thread so I know who you are.

                Specialist advice can be sought via our sister site JustBeagle

                Comment


                • #23
                  Re: Lowell v Jojo13 - please help

                  Originally posted by Kati View Post
                  sorted :yo: xx
                  Thank you!!

                  nemxx
                  The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                  Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                  If you receive messages from anyone offering advice for a fee please report it to the site team.


                  Animo et fide.

                  Comment


                  • #24
                    Re: Lowell v Jojo13 - please help

                    Jojo,

                    Is the claim stayed?

                    nem
                    The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                    Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                    If you receive messages from anyone offering advice for a fee please report it to the site team.


                    Animo et fide.

                    Comment


                    • #25
                      Re: Lowell Portfolio 1 Ltd v Jojo13

                      I'm not sure what you mean by is the claim stayed?
                      I don't remember using this catalogue and can't see that I've ever made any payment to them ever. The only catalogue I've made any payments to are for a settled account with La Redoute. Are they related?

                      Comment


                      • #26
                        Re: Lowell Portfolio 1 Ltd v Jojo13

                        Sorry Nim, I looked into what you mean and no the claim isn't stayed

                        Comment


                        • #27
                          Re: Lowell Portfolio 1 Ltd v Jojo13

                          Originally posted by Jojo13 View Post
                          I'm not sure what you mean by is the claim stayed?
                          I don't remember using this catalogue and can't see that I've ever made any payment to them ever. The only catalogue I've made any payments to are for a settled account with La Redoute. Are they related?
                          Hello JoJo,

                          If the claimant has not responded to your defence the court stays (suspends) the claim, you are not informed if this happens so you have to call the court to find out what has happened.

                          nem
                          The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                          Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                          If you receive messages from anyone offering advice for a fee please report it to the site team.


                          Animo et fide.

                          Comment


                          • #28
                            Re: Lowell Portfolio 1 Ltd v Jojo13

                            Thanks Nem, I'll give them a call today and find out

                            Comment


                            • #29
                              Re: Lowell Portfolio 1 Ltd v Jojo13

                              Hi Nim, I've just rang the court and they have confirmed that the claimant has paid the fees and the claim is not stayed. Please help as I have no idea what I do next.
                              TIA Jojo

                              Comment


                              • #30
                                Re: Lowell Portfolio 1 Ltd v Jojo13

                                Originally posted by Jojo13 View Post
                                Hi Nim, I've just rang the court and they have confirmed that the claimant has paid the fees and the claim is not stayed. Please help as I have no idea what I do next.
                                TIA Jojo

                                Hello Jojo,

                                So Lowell has paid the hearing fee now you will be contacted by Lowell and the court in due course.

                                Lowell has paid fees on a number of claims lately and didn't bother to go forward.
                                nem
                                The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                                Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                                If you receive messages from anyone offering advice for a fee please report it to the site team.


                                Animo et fide.

                                Comment

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