**CASE CLOSED** Court Claim - Lowell/Vanquis - 15-1-2015

[Amethyst]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

Amethyst
"Your defence isn't due in until 33 days from the date printed on the claim form as issue date ( 15th Jan I believe) so you have till Tuesday, February 17, 2015 "
So basically wait of the CCA and the CPR response, and hope to file a decent defence by this time,,? (February 17 2015..) just getting right in my head, have an assignment due for Open Uni Midday 16th!

That's spot on

[beaconsman]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

Can I have a coffee now?! Back to Design for Engineers tomorrow...

[Amethyst]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

You may

I'm envious you're managing to keep up with your studies, I managed to do 1st year twice 1999 (Health & Social Care) and 2008 (Advice Work) but life and money (or lack of) keep getting in the way.

[beaconsman]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

oh I am stressed when its assignment submission or EMA due in MAy...this course is giving me a headache,,,but hey, if it was easy, every man and his dog would have a degree.. Plus IM training towards my brown belt in shotokan karate...missed todays 3 hours session which, tbh, isn't a bad thing!

[beaconsman]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

Traffic was horrendous so I will have to post the letters this afternoon after school pick ups etc. Didn't help we had snow overnight..

0303 123 1057 not working for MCOL...

01604 619 492 is but cant get through.

[beaconsman]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

see post no 7 and 14.

[nemesis45]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

Lowell would just be updating the files after acquiring the debt, the original creditor would have defaulted the account.

The default date must remain as the original.

[beaconsman]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

think is for a different account as the default date is more recent, dec 2014.

[beaconsman]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

Edited out, wrong info

[nemesis45]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

What exactly shows on the credit file entry please?
Often debt purchasers will have there own reference /account number.

[beaconsman]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

I'd rather not put them on here, can i pm you them nem.

[nemesis45]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

Yes fine.

nem

[beaconsman]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

sent

I have got both a CCA (with THEIR account no on the PoC) and CPR for claim no only...not sent yet, let me know if i need to amend the account nos.
AoS will be sent as well today by 5pm.
Account nos make a difference to an Original CCA don't they? and in PoC's doesn't it have to be accurate? or at least correct!

As per pm, I will also add the statement. Thanks NEM.

[beaconsman]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

Update 19-01-2015



Acknowledgement of Service completed online via MCOL few minutes ago. Screen shot also. (2-45 pm today).

I intend to defend all of this claim ticked..

CPR and CCA sent today, 19th January 2015, both recorded with CCA fee enclosed on a crossed postal order. with this is "for the stat fee only") on the postal order. The machine wouldn't let anything else on it.

What happens next? (rather nervous)

[nemesis45]

Re: Court Claim - Lowell / Vanquis - 15-1-2015

Just Wait!!!