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Action, Ignore or Cry

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  • Action, Ignore or Cry

    background CITI ..1994 credit card 20k....no record now on credit file
    no payments or acknowledgement for six years
    cOurt papers recd..defended and court stayed iN Jan 2015..no action or communication since this date. Cabot Mortimer ack defence in Jan 2015 but did not respond and did not send C a or anything ...
    MORTIMER C
    today recd letter offering me 50% settlement offer
    also letter address Cabot v ?????????
    without prejudice settlement offer.
    do I reply if so do we have template letter?
    ignore ?
    cry?
    fingers crossed somebody gives me guidance
    Tags: None

  • #2
    Re: Action, Ignore or Cry

    Originally posted by Lowry1234 View Post
    background CITI ..1994 credit card 20k....no record now on credit file
    no payments or acknowledgement for six years
    cOurt papers recd..defended and court stayed iN Jan 2015..no action or communication since this date. Cabot Mortimer ack defence in Jan 2015 but did not respond and did not send C a or anything ...
    MORTIMER C
    today recd letter offering me 50% settlement offer
    also letter address Cabot v ?????????
    without prejudice settlement offer.
    do I reply if so do we have template letter?
    ignore ?
    cry?
    fingers crossed somebody gives me guidance

    This is a very common Cabot tactic, their reasoning is simple;
    What can we salvage from this situation?

    Think: If they thought they could get 100% why go for less?

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    SHORTCUTS

    Pre-Action Letters
    First Steps
    Check your dates
    Acknowledge a Claim
    CCA Request Letter
    CPR 31.14 Request Letter
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    Example Defence
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    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service

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    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.





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