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CCJ for Car Accident

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  • CCJ for Car Accident

    Hello,

    Wonder if someone could advise. I recently applied for a mortgage and to my surprise a CCJ has appeared on my Credit Report (really surprised as it has not been picked up by Experian).

    The CCJ is listed as satisfied and after a little research it appears to be in regards to a car crash I had a few years back. The money was paid out by the insurance company but this occurred late and I have been given the CCJ. The correspondence for this went to an address that I no longer lived at.

    I have in writing now a letter from the Insurance company confirming that it was them who made the payment.

    I wanted to know how I'd go about getting this set aside - I assume via a N244 form. If I include a letter from both my insurance company and the solicitors who raised the claim saying they are happy for this to be set aside as it was my insurance companies liability do you think I will be successful?

    Any help or feedback would be really welcomed.

    Thanks
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  • #2
    Re: CCJ for Car Accident

    Hi

    Yes, if both parties agree to the judgement being set aside then the application should be successful.
    My posts on this forum are offered based on my experience dealing with a variety of life events. I have no formal legal training and if in doubt take professional legal advice or contact the CAB. If you follow anything I write on this forum you do so at your own risk and I accept no liability for any loss, costs or other out comes.

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    SHORTCUTS

    Pre-Action Letters
    First Steps
    Check your dates
    Acknowledge a Claim
    CCA Request Letter
    CPR 31.14 Request Letter
    Subject Access Request Letter
    Example Defence
    Set Aside Application



    If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.


    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service

    Defend Claim - within 28 days from Service (IF you acknowledged in time)

    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.





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