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  • GUIDES & LETTERS

    Shortcuts for Consumer Credit Court Claims.

    Check your dates || PRE-ACTION || First Steps || Acknowledge a Claim || Guides || Example Defence || CCA Request Letter || CPR 31.14 Request Letter || Set Aside Application || Subject Access Request Letter

    If you received a court claim and want to start a new thread in this forum please read THIS POST about your first steps and make a new thread in the forum

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    If your case is over 10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.

    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service
    Defend Claim - within 28 days from Service (IF you acknowledged in time)
    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

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Arrow Global Court Claim HELP

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  • Arrow Global Court Claim HELP

    I have received today a court claim papers from the solicitors Arrow Global have instructed. The debt was from 1998 HSBC, it got bought by Arrow Global i sent a CCA request they did not reply, i received a letter from their solicitors couple weeks back and now i get this. What do i do?
    Tags: None

  • #2
    Re: Arrow Global Court Claim HELP

    Hi [MENTION=39951]Smilesallround[/MENTION]

    Here's a link to your first steps - http://legalbeagles.info/forums/show...it-Court-Claim I'm sure you'll get lots of help from the Beagles to enable you to fight this xx
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

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    But please include a link to your thread so I know who you are.

    Specialist advice can be sought via our sister site JustBeagle

    Comment


    • #3
      Re: Arrow Global Court Claim HELP

      I am sure HSBc sold it to another DCA i made payments to then i stopped paying, it got sold to Arrow Global i recall some years ago maybe 2015 and now i get this letter. Is there grounds to say debt is unenforceable as not made payments for 6 years?

      Comment


      • #4
        Re: Arrow Global Court Claim HELP

        I am sure HSBc sold it to another DCA i made payments to then i stopped paying, it got sold to Arrow Global i recall some years ago maybe 2015 and now i get this letter. Is there grounds to say debt is unenforceable as not made payments for 6 years?

        - - - Updated - - -

        Originally posted by Kati View Post
        Hi @Smilesallround

        Here's a link to your first steps - http://legalbeagles.info/forums/show...it-Court-Claim I'm sure you'll get lots of help from the Beagles to enable you to fight this xx
        I am sure HSBc sold it to another DCA i made payments to then i stopped paying, it got sold to Arrow Global i recall some years ago maybe 2015 and now i get this letter. Is there grounds to say debt is unenforceable as not made payments for 6 years?

        Comment


        • #5
          Re: Arrow Global Court Claim HELP

          Have you SAR'd HSBC?
          See link, green box, top of thread.
          Do you have historic bank account details for the relevant period? (Circa 6 years ago).
          CAVEAT LECTOR

          This is only my opinion - "
          Opinions are made to be changed --or how is truth to be got at?" (Byron)

          You and I do not see things as they are. We see things as we are.
          Cohen, Herb

          There is danger when a man throws his tongue into high gear before he
          gets his brain a-going.
          Phelps, C. C.

          "They couldn't hit an elephant at this distance!"
          The last words of John Sedgwick

          Comment


          • #6
            Re: Arrow Global Court Claim HELP

            Originally posted by charitynjw View Post
            Have you SAR'd HSBC?
            See link, green box, top of thread.
            Do you have historic bank account details for the relevant period? (Circa 6 years ago).
            What is SAR?
            I only sent a CCA to Global Arrow years ago which they didnt reply to so i left it at that, and now its got to a court claim. So i really do not know what to do?

            Comment


            • #7
              Re: Arrow Global Court Claim HELP

              A SAR is a data subject access request which should provide you with information held by the creditor relating to you.

              How along ago was the last payment you made towards the debt and what is the nature of the debt? i.e credit card, loan etc

              Comment


              • #8
                Re: Arrow Global Court Claim HELP

                SAR (Subject access request)

                Comment


                • #9
                  Re: Arrow Global Court Claim HELP

                  I honestly cannot remember, i stopped paying years ago, before the debt got purchased by Arrow Global in 2015. It was with another DCA before them. From Arrow Globals letter to me it states it was a HSBC Credit Card.
                  Im not sure what letters i can send to them to stop them in their tracks. They have filed a court claim now.

                  - - - Updated - - -

                  Originally posted by JAL View Post
                  A SAR is a data subject access request which should provide you with information held by the creditor relating to you.

                  How along ago was the last payment you made towards the debt and what is the nature of the debt? i.e credit card, loan etc
                  I honestly cannot remember, i stopped paying years ago, before the debt got purchased by Arrow Global in 2015. It was with another DCA before them. From Arrow Globals letter to me it states it was a HSBC Credit Card.
                  Im not sure what letters i can send to them to stop them in their tracks. They have filed a court claim now.

                  Comment


                  • #10
                    Re: Arrow Global Court Claim HELP

                    Have you SAR'd HSBC?
                    See link, green box, top of thread.
                    Originally posted by Smilesallround View Post
                    What is SAR?
                    I only sent a CCA to Global Arrow years ago which they didnt reply to so i left it at that, and now its got to a court claim. So i really do not know what to do?
                    I take it that you didn't look at the link.
                    Do you have proof of that CCA request to Arrow?
                    CAVEAT LECTOR

                    This is only my opinion - "
                    Opinions are made to be changed --or how is truth to be got at?" (Byron)

                    You and I do not see things as they are. We see things as we are.
                    Cohen, Herb

                    There is danger when a man throws his tongue into high gear before he
                    gets his brain a-going.
                    Phelps, C. C.

                    "They couldn't hit an elephant at this distance!"
                    The last words of John Sedgwick

                    Comment


                    • #11
                      Re: Arrow Global Court Claim HELP

                      Originally posted by Kati View Post
                      Hi @Smilesallround

                      Here's a link to your first steps - http://legalbeagles.info/forums/show...it-Court-Claim I'm sure you'll get lots of help from the Beagles to enable you to fight this xx
                      This should definitely be your starting point...

                      Comment


                      • #12
                        Re: Arrow Global Court Claim HELP

                        Originally posted by charitynjw View Post
                        I take it that you didn't look at the link.
                        Do you have proof of that CCA request to Arrow?
                        I did take a brief look which i will do later on today.

                        Yes i have proof of the letter i sent, i saved it on USB.

                        Comment


                        • #13
                          Re: Arrow Global Court Claim HELP

                          Originally posted by Smilesallround View Post
                          I did take a brief look which i will do later on today.

                          Yes i have proof of the letter i sent, i saved it on USB.
                          Proof of posting/sending?
                          CAVEAT LECTOR

                          This is only my opinion - "
                          Opinions are made to be changed --or how is truth to be got at?" (Byron)

                          You and I do not see things as they are. We see things as we are.
                          Cohen, Herb

                          There is danger when a man throws his tongue into high gear before he
                          gets his brain a-going.
                          Phelps, C. C.

                          "They couldn't hit an elephant at this distance!"
                          The last words of John Sedgwick

                          Comment


                          • #14
                            Re: Arrow Global Court Claim HELP

                            Originally posted by charitynjw View Post
                            Proof of posting/sending?
                            I will have to check for proof of postage, i cannot remember such a long time ago. If i do not have proof of postage am i buggered? Should i send a CCA again today just in case?

                            Comment


                            • #15
                              Re: Arrow Global Court Claim HELP

                              if over 6 months send another Recorded Delivery

                              Comment

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