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court claim from lowell for provident. plz help

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  • #31
    Re: court claim from lowell for provident. plz help

    They lull the unsuspecting and desparate by saying Its only 3 a week per week. It seems ok.
    These doorstep sellers make friends with you and are not regulated. When you defaut they make you feel Guilty as hell for taking money off them!
    Any advice or opinions I offer are based on my experience dealing with personal debt as well as other life events.
    I have no formal legal training
    Any advice is offered without liability
    If in doubt take professional legal advice or contact the CAB

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    • #32
      Re: court claim from lowell for provident. plz help

      just off to posst the cca request aand cpr request, then I,m guessing I just sit and wait for a few days and see what happens ??
      thanks all for ur advice so far..

      Comment


      • #33
        Re: court claim from lowell for provident. plz help

        Originally posted by flicky1314 View Post
        just off to posst the cca request aand cpr request, then I,m guessing I just sit and wait for a few days and see what happens ??
        thanks all for ur advice so far..
        The claimant has 12 + 2 Working Days from the date they receive the request to comply after which the debt is rendered unenforceable until the agreement or a compliant reconstituted one is provided.

        nem
        The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

        Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

        If you receive messages from anyone offering advice for a fee please report it to the site team.


        Animo et fide.

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        • #34
          Re: court claim from lowell for provident. plz help

          [MENTION=55034]nemesis45[/MENTION] thanks hun ill keep you informed. Is that the same 12+2 calander days or working days?

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          • #35
            Re: court claim from lowell for provident. plz help

            calendar days

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            • #36
              Re: court claim from lowell for provident. plz help

              [MENTION=3599]MIKE770[/MENTION] thanks hun

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              • #37
                Re: court claim from lowell for provident. plz help

                Originally posted by flicky1314 View Post
                @nemesis45 thanks hun ill keep you informed. Is that the same 12+2 calander days or working days?
                Working Days For The CCA Request ( no weekends or Bank Hols count)

                nem
                The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                If you receive messages from anyone offering advice for a fee please report it to the site team.


                Animo et fide.

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                • #38
                  Re: court claim from lowell for provident. plz help

                  [MENTION=55034]nemesis45[/MENTION] thank you

                  Comment


                  • #39
                    Re: court claim from lowell for provident. plz help

                    Originally posted by flicky1314 View Post
                    just off to posst the cca request aand cpr request, then I,m guessing I just sit and wait for a few days and see what happens ?
                    You have one more task to do before you can sit back and wait for things to happen

                    Originally posted by Diana M View Post
                    What you need to do next is send a Subject Access Request to Provident to get the full history of the account.
                    Di
                    I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit.

                    This forumís site rules donít allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


                    Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

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                    • #40
                      Re: court claim from lowell for provident. plz help

                      Oh god yeah I forgot about that one thank you [MENTION=87380]Diana M[/MENTION]. Is there any templates for it. And any idea where I might send it. Provident head office ?

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                      • #41
                        Re: court claim from lowell for provident. plz help

                        Originally posted by flicky1314 View Post
                        Oh god yeah I forgot about that one thank you @Diana M. Is there any templates for it. And any idea where I might send it. Provident head office ?
                        In the green box above Flicky, £10 statutory fee applies.

                        nem
                        The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                        Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                        If you receive messages from anyone offering advice for a fee please report it to the site team.


                        Animo et fide.

                        Comment


                        • #42
                          Re: court claim from lowell for provident. plz help

                          [MENTION=55034]nemesis45[/MENTION] thank you. Will get on to that now

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                          • #43
                            Re: court claim from lowell for provident. plz help

                            Originally posted by nemesis45 View Post
                            In the green box above Flicky, £10 statutory fee applies.
                            I'm not sure that there is a SAR template in the Green Box. I can't find it there. Do you have a link in case I've missed it?

                            Di
                            I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit.

                            This forumís site rules donít allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


                            Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

                            Comment


                            • #44
                              Re: court claim from lowell for provident. plz help

                              link here http://legalbeagles.info/forums/show...quest-template
                              Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                              It doesn't matter where your journey begins, so long as you begin it...

                              recte agens confido

                              ~~~~~

                              Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                              I can be emailed if you need my help loading pictures/documents to your thread. My email address is kati@legalbeagles.info
                              But please include a link to your thread so I know who you are.

                              Specialist advice can be sought via our sister site JustBeagle

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                              • #45
                                Re: court claim from lowell for provident. plz help

                                Thanks [MENTION=49370]Kati[/MENTION]

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                                SHORTCUTS

                                Pre-Action Letters
                                First Steps
                                Check your dates
                                Acknowledge a Claim
                                CCA Request Letter
                                CPR 31.14 Request Letter
                                Subject Access Request Letter
                                Example Defence
                                Set Aside Application



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                                Acknowledge Claim - within 14 days from Service

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