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    Acknowledge Claim - within 14 days from Service
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Kafkaesque v LOWEL PORTFOLIO I LTD

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  • #31
    Re: Kafkaesque v LOWEL PORTFOLIO I LTD

    Also whats the worst case timescales with this? if I get a CCJ and I don't pay how long before the bailiffs come knocking? Or actually a high court order gaining entry?
    The reason I ask is I'm ill and getting really tired of this really quickly (which is what they want I guess) but as I plan to leave the UK in the next year is it worth wasting any more time on this?

    Comment


    • #32
      Re: Kafkaesque v LOWEL PORTFOLIO I LTD

      Originally posted by kafkaesque View Post
      HI Di

      Sorry what's CRA?
      Sorry it stands for Credit Reference Agency such as Equifax or Experian (Noddle is free but doesn't always show everything).

      You can do this online in a nanosecond.

      If the entry is not showing then it won't give you proof that it was settled though because you're looking for something to show it was settled (if you follow me).

      Di
      I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit.

      This forum’s site rules don’t allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


      Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

      Comment


      • #33
        Re: Kafkaesque v LOWEL PORTFOLIO I LTD

        Originally posted by kafkaesque View Post
        Also whats the worst case timescales with this? if I get a CCJ and I don't pay how long before the bailiffs come knocking? Or actually a high court order gaining entry?
        The reason I ask is I'm ill and getting really tired of this really quickly
        I can see this is upsetting and has brought back bad memories, you but once you've got some proof to present to Lowells and/or the court you'll begin to feel things are working for you not against you.

        I don't foresee bailiffs knocking on your door.

        If you file a Defence (the forum will help you to compose it) then you will be offered free telephone Mediation if the Claimant decided to continue with the proceedings. But if your Defence is strong (and you believe it is) then they may discontinue the claim once they read it.

        Di
        I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit.

        This forum’s site rules don’t allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


        Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

        Comment


        • #34
          Re: Kafkaesque v LOWEL PORTFOLIO I LTD

          OK thanks DI.

          I can try I guess but these CRA are normally useless as I moved around so much and in/out the UK.
          I also can't see the point if I have chat records from vodafone which say I owe the money. Why would they update the CRA file if they still think I owe them and then sell the debt to lowell?
          I think the odds of them updating the CRA file with the 2012 settlement (or payoff or whatever it was) are less than a nanosecond

          Comment


          • #35
            Re: Kafkaesque v LOWEL PORTFOLIO I LTD

            I reckon a call to Vodafone might help - if this is the same debt as the contract you cancelled and got refunded for, then Vodafone have cocked up by keeping it on their system when it should have been cancelled and removed - could just be a communication error between legal and accounts - worth a try speaking to them.
            Forum upgrade - SUNDAY 21st JANUARY !!!

            “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

            Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

            Find Solicitors offering fixed fees on our sister site - JustBeagle.com

            Comment


            • #36
              Re: Kafkaesque v LOWEL PORTFOLIO I LTD

              Wow the lowest trustpilot score ever (?) https://uk.trustpilot.com/review/www.vodafone.co.uk

              Comment


              • #37
                Re: Kafkaesque v LOWEL PORTFOLIO I LTD

                ooo that's not good. I've never used them. Good decision it seems.
                Forum upgrade - SUNDAY 21st JANUARY !!!

                “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                Find Solicitors offering fixed fees on our sister site - JustBeagle.com

                Comment


                • #38
                  Re: Kafkaesque v LOWEL PORTFOLIO I LTD

                  Hi kafkaesque,

                  I've just replied to your message.

                  Thanks,

                  Lee

                  Social Media Operations

                  Vodafone UK
                  I am an official company representative of Vodafone UK.

                  LegalBeagles has given permission for me to post in response to queries about the company, so that I can help resolve issues.

                  This does NOT imply any form of approval of my company or its products by LegalBEAGLES.

                  Comment


                  • #39
                    Re: Kafkaesque v LOWEL PORTFOLIO I LTD

                    Great! Thank you. I have emailed you all private info - shout if you need more.

                    Comment


                    • #40
                      Re: Kafkaesque v LOWEL PORTFOLIO I LTD

                      Hi kafkaesque,

                      I've got your email and I'll get back to you as soon as possible.

                      Kind regards,

                      Lee

                      Social Media Operations

                      Vodafone UK
                      I am an official company representative of Vodafone UK.

                      LegalBeagles has given permission for me to post in response to queries about the company, so that I can help resolve issues.

                      This does NOT imply any form of approval of my company or its products by LegalBEAGLES.

                      Comment


                      • #41
                        Re: Kafkaesque v LOWEL PORTFOLIO I LTD

                        How's this going?

                        You need to keep an eye on your Defence filing deadline. It's 33 days from the claim Issue Date.

                        The court won't know you've been liaising with Vodafone so the timetable continues regardless.

                        You may need to keep Lowells in the loop too.

                        Di
                        I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit.

                        This forum’s site rules don’t allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


                        Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

                        Comment


                        • #42
                          Re: Kafkaesque v LOWEL PORTFOLIO I LTD

                          Morning Diana

                          I haven't been so well so sorry for lack of updates.
                          So using the date calculator from your 33 days I make the deadline Saturday 8th April? Is that correct.

                          I plan on pasting my defence here later today - would you be able to look it over please before I file it?

                          Comment


                          • #43
                            Re: Kafkaesque v LOWEL PORTFOLIO I LTD

                            Originally posted by kafkaesque View Post
                            I plan on pasting my defence here later today - would you be able to look it over please before I file it?
                            I think it's wise to file a Defence to protect your legal position. The court will then send a copy of it to the Claimant.

                            If you post it on your thread someone will take a look at it for you. Remove any details which could identify you first.

                            Have Vodafone given you the background information you need?

                            Depending on what you discover you may wish to invite Lowells to discontinue the claim. If you file your Defence before you do that then they won't be able to re-issue the claim without permission of the court if they do decide to Discontinue.

                            Di
                            I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit.

                            This forum’s site rules don’t allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


                            Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

                            Comment


                            • #44
                              Re: Kafkaesque v LOWEL PORTFOLIO I LTD

                              Thanks.

                              No info from Vodafone vet - Lee just keeps emailing me twice a week with "your complaint remains under investigation"

                              Could you please confirm the deadline of 8th April from the 6 March issue date is correct please?

                              Last edited by kafkaesque; 31st March 2017, 10:03:AM.

                              Comment


                              • #45
                                Re: Kafkaesque v LOWEL PORTFOLIO I LTD

                                8th April It is

                                Comment

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