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    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service
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PRA GROUP V's BRIGO

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  • #16
    Re: PRA GROUP V's BRIGO

    I have sent the requests on the 7th of Feb .

    I havnt sent a SAR ..... thinking about an IVA ..... Bancruptcy

    Tooooo much to handle

    Thanks for the help and advice Di

    Comment


    • #17
      Re: PRA GROUP V's BRIGO

      It was on my mobile but I only use it for work and to my knowledge have never given it out

      Comment


      • #18
        Bankruptcy and your home

        Can any body tell me, do they take your home in bankruptcy ?

        Just an option Im considering

        Comment


        • #19
          Re: PRA GROUP V's BRIGO

          Originally posted by brigo View Post
          It was on my mobile but I only use it for work and to my knowledge have never given it out
          You've never knowingly given it out but it's amazing how these debt purchasers find out these things.

          So does this mean that only you would be likely to answer that mobile and it's registered in your own name?

          In other words PRA can't be accused of calling you 'at work' in harassment terms?

          Di
          I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit.

          This forum’s site rules don’t allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


          Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

          Comment


          • #20
            Re: PRA GROUP V's BRIGO

            Originally posted by brigo View Post
            ..... thinking about an IVA ..... Bancruptcy

            Tooooo much to handle
            I see from your other thread that you're considering bankruptcy. This may well be the way forward for you, but don't let one court claim push you over the edge especially if it has the potential to be successfully defended.

            Originally posted by brigo View Post
            Can any body tell me, do they take your home in bankruptcy ?
            Originally posted by brigo View Post
            Just an option Im considering

            Di
            I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit.

            This forum’s site rules don’t allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


            Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

            Comment


            • #21
              Re: PRA GROUP V's BRIGO

              Originally posted by Diana M View Post
              You've never knowingly given it out but it's amazing how these debt purchasers find out these things.

              So does this mean that only you would be likely to answer that mobile and it's registered in your own name?

              In other words PRA can't be accused of calling you 'at work' in harassment terms?

              Di
              I suppose that is correct Di

              Comment


              • #22
                Re: Bankruptcy and your home

                It depends on the ammouint of equity you have in your property usualy
                crazy council ( as in local council,NELC ) as a member of the public, i don't get mad, i get even

                Comment


                • #23
                  Re: Bankruptcy and your home

                  Originally posted by brigo View Post
                  Can any body tell me, do they take your home in bankruptcy ?
                  Is your home in your sole name or joint names?

                  Is there any equity in the property?

                  Di
                  I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit.

                  This forum’s site rules don’t allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


                  Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

                  Comment


                  • #24
                    Re: Bankruptcy and your home

                    Sole ownership and yes about 60k but absolutely no chance of remortgage

                    Comment


                    • #25
                      Re: Bankruptcy and your home

                      Originally posted by brigo View Post
                      Sole ownership and yes about 60k but absolutely no chance of remortgage
                      Who's after you and for how much,explain no chance of remortgage.

                      Comment


                      • #26
                        Re: Bankruptcy and your home

                        I owe £35k to 6 companies and an existing mortgage they wouldn't let me have now never mind adding another £35 k on

                        Comment


                        • #27
                          Re: Bankruptcy and your home

                          When you say sole ownership are you married?
                          I am a solicitor who specialises in consumer credit and my firm is Joanna Connolly Solicitors. A leading case of mine Carey v HSBC Bank plc [2009] EWHC 3417 (QB) (High Court) set the legal precedents for creditors compliance with section 77 & 78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court.

                          This forumís site rules donít allow me to give advice by PM but if you need to contact me please email jo@joannaconnollysolicitors.co.uk. Our initial advice is always free.

                          Any posts I make on Legal Beagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

                          Comment


                          • #28
                            Re: Bankruptcy and your home

                            No I'm single

                            Comment


                            • #29
                              Re: Bankruptcy and your home

                              Originally posted by brigo View Post
                              I owe £35k to 6 companies and an existing mortgage they wouldn't let me have now never mind adding another £35 k on
                              Are the 6 companies chasing you for payment or have they started court proceedings.

                              Are you paying your mortgage and is it up to date.

                              Comment


                              • #30
                                Re: Bankruptcy and your home

                                One started court proceedings ,One probably about to .

                                I have never missed a payment on my mortgage .

                                Comment

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