Lowell V MarcToystory

[marctoystory]

Re: Lowell V MarcToystory

Well done Marc, good luck!!

nem

Couldn't do it without help from here

Do you think I should contact Lloyd's ref that payment it's really got me that one. I have contacted 02 and they have no payment history that far back. What's annoyed me more is the size of that bill because I never had bills that size

[nemesis45]

Re: Lowell V MarcToystory

Couldn't do it without help from here

Do you think I should contact Lloyd's ref that payment it's really got me that one. I have contacted 02 and they have no payment history that far back. What's annoyed me more is the size of that bill because I never had bills that size

Hello Marc,

Yes by all means check to see if Lloyds can tell you anything about the payment.
Could that high bill have contained an early cancellation charge/

nem

[marctoystory]

Re: Lowell V MarcToystory

Hello Marc,

Yes by all means check to see if Lloyds can tell you anything about the payment.
Could that high bill have contained an early cancellation charge/

nem

Hiya

No I still have the same contract as then I didn't terminate the contract my nana paid the bills on card during that time frame so it can't even be an accumulated amount

[marctoystory]

Re: Lowell V MarcToystory

Hi all.

I have recieved a letter from Lowells today with their directions questionnaire in..but I haven't recieved any directions questionnaire. Does this come from the courts?

Thanks

[Amethyst]

Re: Lowell V MarcToystory

Yes usually you'd receive a letter and a directions questionnaire from the court - Lowell do tend to jump in and just send a DQ before the court has even asked for it but still might be worth checking with the court whether you should have had one to complete as yet.

[marctoystory]

Re: Lowell V MarcToystory

Thank you
I will get on to the courts.
Does the witness statement come after this part?
Thanks

[Amethyst]

Re: Lowell V MarcToystory

Yes once both directions questionnaires ( yours and the claimants) have been received by the court you will get a letter telling you the case has been transferred to your local court, put in small claims, and possibly a hearing date for sometime in the next 6 months - that letter should give instructions for sending witness statements - normally 14 days before the hearing, so a little way to go yet xx

[marctoystory]

Re: Lowell V MarcToystory

Morning all,
Hope everyone is well.
I have received my directions questionnaire and I just have a quick question about the witnesses. How do I answer this lowells have put none. Does that mean they are not showing up at court? It says how many witnesses including yourself. Do I answer that one?
I'm so confused. In worried if I answer wrong I won't get the chance to put a witness statement in.

[Amethyst]

Re: Lowell V MarcToystory

Yes you should put 1 witness, yourself

[marctoystory]

Re: Lowell V MarcToystory

Thank you

[marctoystory]

Re: Lowell V MarcToystory

Afternoon all

Hope you are all well.

I have recieved the below today from Lowells. How do I respond

Without prejudice
Thank you for your letter...
The claim is not regulated by the consumer credit act 1974. There is therefore no obligation to keep or provide you with a copy of the original agreement or default notice. We accept the particulars of claim are incorrect due to an administrator error. This is not a cause for the withdrawal of the claim, as we can simply file and serve the correct particulars of claim.

We understand the evidence we have satisfies our case on the balance of probability. You are welcome to obtain independent legal advice.
We are at the same time willing to consider an out of court settlement on this case and if you are too please feel free to contact us

[piratepeter63]

Re: Lowell V MarcToystory

hi,marctoysory

i would reply saying something like, in your letter its clearly states ;that you can simply file and serve the correct particulars of claim, i would tell them to go ahead with it because in my opinion they havent got the imformation they need to win the case, they are trying to bluff you,
ive just had a case adjourned twice on the basis that lowells need to show the courts , more imformation about there vodafone claim,

[marctoystory]

Re: Lowell V MarcToystory

hi,marctoysory

i would reply saying something like, in your letter its clearly states ;that you can simply file and serve the correct particulars of claim, i would tell them to go ahead with it because in my opinion they havent got the imformation they need to win the case, they are trying to bluff you,
ive just had a case adjourned twice on the basis that lowells need to show the courts , more imformation about there vodafone claim,

Thank you they have bank statements with no spends on just completely full of charges.

I didn't know if I should request them to simply file again as they have put it?

Thanks for any advice

[marctoystory]

Re: Lowell V MarcToystory

[MENTION=55034]nemesis45[/MENTION] hope you are well.

What do you think? Any ideas

[nemesis45]

Re: Lowell V MarcToystory

@nemesis45 hope you are well.

What do you think? Any ideas

Good morning Marc,

These statements you have received looking at a different approach, do these statement indicate/ prove that the alleged debt is made up solely of charges?

nem