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County Court Claim/ Lowell/ Lowell Solicitors Ltd.. Advice Please?

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  • County Court Claim/ Lowell/ Lowell Solicitors Ltd.. Advice Please?

    Hi, i am completely new to this forum but would much appreciate any advice anyone can give to me!

    Firstly a quick brief background of the situation.. I am full time carer to my Wife who is under regular Psychiatrist & GP for severe long term mental health struggles - Chronic anxiety & depression.. I had to take over full responsibility for all her bills & finances about 3 months ago now since she became too ill & vulnerable (had another breakdown).

    This morning i received through the post a brown envelope with the address P.O. Box 300, NORTHAMPTON, NN1 2TX.. printed on the back & on the front POSTAGE PAID NEWCASTLE UPON TYNE 142. It is addressed to my Wife & inside the following

    In the COUNTY COURT BUSINESS CENTRE

    Claim No. ****************
    ISSUE DATE 11 APR 2016

    Court Address

    COUNTY COURT BUSINESS CENTRE
    4TH FLOOR ST KATHERINE'S HOUSE
    21-27 ST KATHERINE'S STREET
    NORTHHAMPTON
    NN1 2LH

    Court telephone number:

    Claimant
    LOWELL PORTFOLIO LTD
    ELLINGTON HOUSE
    9 SAVANNAH WAY
    LEEDS
    WEST YORKSHIRE
    LS10 1AB

    Amount claimed 373.41
    Court Fee 35.00
    Legal representative,s costs 50.00
    Total amount 458.41

    Defendant written underneath my Wife's Name & Address.

    Particulars of Claim

    1) The Defendant entered into a Consumer Credit Act 1974 regulated agreement with Capital One under account reference **************** ('the Agreement').
    2) The Defendant failed to maintain the required payments and a default notice was serves and not complied with.
    3) The Agreement was later assigned to the Claimant on 12/03/2015 and notice given to the Defendant .
    4) Despite repeated requests for payment, the sum of ***** remains due & outstanding.
    And the claimant claims
    a) The said sum of *******
    b) Interest pursuant to s69 County Courts ACT 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of 0.066, but limited to one year, being 24.23
    c)Costs

    Signed Lowell Solicitors Limited


    My Wife deny's remembering anything about this but she is on strong medications & vulnerable so i will probably never know for sure. Any advice would be very much appreciated.
    Tags: None

  • #2
    Re: County Court Claim/ Lowell/ Lowell Solicitors Ltd.. Advice Please?

    Hi Ian2016 & welcome to LB

    First off, I'll give @Kati a nudge to see if we can put your thread in the court claim section.
    CAVEAT LECTOR

    This is only my opinion - "
    Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment


    • #3
      Re: County Court Claim/ Lowell/ Lowell Solicitors Ltd.. Advice Please?

      Originally posted by charitynjw View Post
      Hi Ian2016 & welcome to LB

      First off, I'll give @Kati a nudge to see if we can put your thread in the court claim section.
      done xx

      Originally posted by Ian2016 View Post
      Hi, i am completely new to this forum but would much appreciate any advice anyone can give to me!

      Firstly a quick brief background of the situation.. I am full time carer to my Wife who is under regular Psychiatrist & GP for severe long term mental health struggles - Chronic anxiety & depression.. I had to take over full responsibility for all her bills & finances about 3 months ago now since she became too ill & vulnerable (had another breakdown).

      This morning i received through the post a brown envelope with the address P.O. Box 300, NORTHAMPTON, NN1 2TX.. printed on the back & on the front POSTAGE PAID NEWCASTLE UPON TYNE 142. It is addressed to my Wife & inside the following

      In the COUNTY COURT BUSINESS CENTRE

      Claim No. ****************
      ISSUE DATE 11 APR 2016

      Court Address

      COUNTY COURT BUSINESS CENTRE
      4TH FLOOR ST KATHERINE'S HOUSE
      21-27 ST KATHERINE'S STREET
      NORTHHAMPTON
      NN1 2LH

      Court telephone number:

      Claimant
      LOWELL PORTFOLIO LTD
      ELLINGTON HOUSE
      9 SAVANNAH WAY
      LEEDS
      WEST YORKSHIRE
      LS10 1AB

      Amount claimed 373.41
      Court Fee 35.00
      Legal representative,s costs 50.00
      Total amount 458.41

      Defendant written underneath my Wife's Name & Address.

      Particulars of Claim

      1) The Defendant entered into a Consumer Credit Act 1974 regulated agreement with Capital One under account reference **************** ('the Agreement').
      2) The Defendant failed to maintain the required payments and a default notice was serves and not complied with.
      3) The Agreement was later assigned to the Claimant on 12/03/2015 and notice given to the Defendant .
      4) Despite repeated requests for payment, the sum of ***** remains due & outstanding.
      And the claimant claims
      a) The said sum of *******
      b) Interest pursuant to s69 County Courts ACT 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of 0.066, but limited to one year, being 24.23
      c)Costs

      Signed Lowell Solicitors Limited


      My Wife deny's remembering anything about this but she is on strong medications & vulnerable so i will probably never know for sure. Any advice would be very much appreciated.
      to LB

      There's a good guide to your first steps on receiving a court claim here - http://legalbeagles.info/forums/show...it-Court-Claim
      Have a look through and see what you can do

      K xx
      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

      It doesn't matter where your journey begins, so long as you begin it...

      recte agens confido

      ~~~~~

      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

      I can be emailed if you need my help loading pictures/documents to your thread. My email address is kati@legalbeagles.info
      But please include a link to your thread so I know who you are.

      Specialist advice can be sought via our sister site JustBeagle

      Comment


      • #4
        Re: County Court Claim/ Lowell/ Lowell Solicitors Ltd.. Advice Please?

        Originally posted by Kati View Post
        done xx
        Ty [MENTION=49370]Kati[/MENTION].
        Last edited by charitynjw; 13th April 2016, 14:31:PM.
        CAVEAT LECTOR

        This is only my opinion - "
        Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb

        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.

        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment


        • #5
          Re: County Court Claim/ Lowell/ Lowell Solicitors Ltd.. Advice Please?

          Oh that was a good start! Ha. Thank you!

          Comment


          • #6
            Re: County Court Claim/ Lowell/ Lowell Solicitors Ltd.. Advice Please?

            [MENTION=84212]Ian2016[/MENTION]

            You need to acknowledge the claim asap.

            If you are going to deal with this on behalf of your OH, you will probably need a consent letter from her (possibly as a Litigation Friend?)
            If it were me, I'd 'phone the court to find out.
            CAVEAT LECTOR

            This is only my opinion - "
            Opinions are made to be changed --or how is truth to be got at?" (Byron)

            You and I do not see things as they are. We see things as we are.
            Cohen, Herb

            There is danger when a man throws his tongue into high gear before he
            gets his brain a-going.
            Phelps, C. C.

            "They couldn't hit an elephant at this distance!"
            The last words of John Sedgwick

            Comment


            • #7
              Re: County Court Claim/ Lowell/ Lowell Solicitors Ltd.. Advice Please?

              what was the outcome of this?

              Comment

              Announcement

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              SHORTCUTS

              Pre-Action Letters
              First Steps
              Check your dates
              Acknowledge a Claim
              CCA Request Letter
              CPR 31.14 Request Letter
              Subject Access Request Letter
              Example Defence
              Set Aside Application



              If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.


              NOTE: If you receive a court claim note these dates in your calendar ...
              Acknowledge Claim - within 14 days from Service

              Defend Claim - within 28 days from Service (IF you acknowledged in time)

              If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.





              We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
              If your case is over 10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.

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