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Court Claim Help

Check your dates|| PRE-ACTION ||First Steps||Acknowledge a Claim||Guides||Example Defence||CCA Request Letter||CPR 31.14 Request Letter||Set Aside Application||Subject Access Request Letter

If you received a court claim and want to start a new thread in this forum please read THIS POST about your first steps and make a new thread in the forum.



PLEASE DO NOT SEND THINGS WITHOUT READING THEM FIRST. IF YOU DO NOT UNDERSTAND SOMETHING - ASK !! - We LIKE QUESTIONS !!!



We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over 10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.



NOTE: If you receive a court claim note these dates in your calendar ...

Acknowledge Claim - within 14 days from Service


Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
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MBNA credit card (county claim form ) was abbey national

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  • MBNA credit card (county claim form ) was abbey national

    hi newby here I wondered if anyone could advise me on how to respond to claim form from county court Northampton regauding mbna credit card for 7000 taken out 1996
    Tags: None

  • #2
    Re: EXAMPLE Defence for Consumer Credit Court Claims

    Originally posted by sure ride View Post
    hi newby here I wondered if anyone could advise me on how to respond to claim form from county court Northampton regauding mbna credit card for 7000 taken out 1996
    Please start a new thread in the Court Claim forum you will get mor advice that way.
    nem [MENTION=49370]Kati[/MENTION] can you help please.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.




    Comment


    • #3
      m b n a credit card debt .was abbey national passed me over to m b n a

      I have just received a county court claim form for 7000 I took the card out in 1996 with abbey national after a couple of years they changed it to mbna after a dispute they would not honour I stopped payments and 3 years later they have took me to court .via (link) any advise out there please /

      Comment


      • #4
        Re: EXAMPLE Defence for Consumer Credit Court Claims

        should I fill in online acknowledgment of service intending to defend all of this claim ? and the request a cca from the claimant or address for sending documents ? it s different

        Comment


        • #5
          MBNA credit card (county claim form ) was abbey national

          hi just received a claim form for 7000 credit card had a dispute on the account with a third party business which mbna would not honour so I stopped making my payments .and after a couple of years of link now am here . I asked for true copy of cca from link but never came through and a copy of there complaints procedure but also never obliged . is there anything I can do regarding card originally with abbey national and the card with abbey national on the front ?

          Comment


          • #6
            Re: EXAMPLE Defence for Consumer Credit Court Claims

            Originally posted by sure ride View Post
            hi newby here I wondered if anyone could advise me on how to respond to claim form from county court Northampton regauding mbna credit card for 7000 taken out 1996
            Originally posted by nemesis45 View Post
            Please start a new thread in the Court Claim forum you will get mor advice that way.
            nem @Kati can you help please.

            nem
            Hi [MENTION=76495]sure ride[/MENTION] ... I've merged your threads for ease of reading (best to try and keep everything in one place if poss ) xx

            - - - Updated - - -

            Originally posted by sure ride View Post
            should I fill in online acknowledgment of service intending to defend all of this claim ? and the request a cca from the claimant or address for sending documents ? it s different
            Yes to acknowledging ... [MENTION=55034]nemesis45[/MENTION] will be able to tell you about the cca/cpr requests :nod:
            Debt is like any other trap, easy enough to get into, but hard enough to get out of.

            It doesn't matter where your journey begins, so long as you begin it...

            recte agens confido

            ~~~~~

            Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

            I can be emailed if you need my help loading pictures/documents to your thread. My email address is kati@legalbeagles.info
            But please include a link to your thread so I know who you are.

            Specialist advice can be sought via our sister site JustBeagle

            Comment


            • #7
              Re: MBNA credit card (county claim form ) was abbey national

              Originally posted by sure ride View Post
              hi just received a claim form for 7000 credit card had a dispute on the account with a third party business which mbna would not honour so I stopped making my payments .and after a couple of years of link now am here . I asked for true copy of cca from link but never came through and a copy of there complaints procedure but also never obliged . is there anything I can do regarding card originally with abbey national and the card with abbey national on the front ?
              OK, if possible can you post a redacted copy of the claim form N1 so we know what is being claimed.
              Now :
              Who is the claimant?
              Is there as solicitor involved?
              When did payments actually stop.

              Let's be clear a County Court Claim has nothing to do
              with any disputes with the original creditor once the
              debt has been sold.
              Let's see the claim form or type it up verbatim here.

              nem
              The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
              Please make your own decisions with care and if necessary seek qualified legal advice.
              I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.




              Comment


              • #8
                Re: EXAMPLE Defence for Consumer Credit Court Claims

                Originally posted by Kati View Post
                Hi @sure ride ... I've merged your threads for ease of reading (best to try and keep everything in one place if poss ) xx

                - - - Updated - - -

                Yes to acknowledging ... @nemesis45 will be able to tell you about the cca/cpr requests :nod:
                Thanks [MENTION=49370]Kati[/MENTION] ( without the E)

                nem
                The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
                Please make your own decisions with care and if necessary seek qualified legal advice.
                I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.




                Comment


                • #9
                  Re: MBNA credit card (county claim form ) was abbey national

                  claimant idr finance uk limited London
                  address for sending documents and payments kearns solicitors Caerphilly
                  last payment made 31/07/2012
                  a default was recorded on 26/09/2012
                  is there anyway I can scan it or upload it to here ?

                  - - - Updated - - -

                  claim form.jpg

                  Comment


                  • #10
                    Re: EXAMPLE Defence for Consumer Credit Court Claims

                    Ok,
                    Jobs to do now:

                    A CCA request to the claimant, for a copy of the agreement relevant to the claim.
                    There is a 1 statutory fee to pay. ( use a Postal Order for this and endorse it " For Statutory Fee Only" the claimant has 12 + 2 working days to comply.

                    Next a CPR 31.4 request ( no fee) to the solicitor for the claimant: This is for all the documents mentioned in the particulars of the claim.
                    i.e. The agreement, the default notice and the Notices of Assignment mentioned (2) in the POC.

                    There are templates for the requests in the forum library for both requests, send by signed for post and check the delivery date.

                    nem
                    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
                    Please make your own decisions with care and if necessary seek qualified legal advice.
                    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.




                    Comment


                    • #11
                      Re: MBNA credit card (county claim form ) was abbey national

                      thank very much will get on it

                      Comment


                      • #12
                        Re: MBNA credit card (county claim form ) was abbey national

                        Originally posted by sure ride View Post
                        thank very much will get on it
                        Please keep us informed on developments.

                        nem
                        The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
                        Please make your own decisions with care and if necessary seek qualified legal advice.
                        I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.




                        Comment


                        • #13
                          Re: MBNA credit card (county claim form ) was abbey national

                          I will thx

                          Comment


                          • #14
                            Re: MBNA credit card (county claim form ) was abbey national

                            hi all sorry for delay but not heard anything back until today . I received a letter from link .
                            re my application for account documents ie credit agreements . mbna have responded to link saying they are not able to provide a copy of the agreement. they have sent a check for 1 which I sent via postal order . they take this oppertunaty to advise me that although the agreement is unemforceable the account balance remains collectable . (we look forward to hearing from you )

                            Comment


                            • #15
                              Re: MBNA credit card (county claim form ) was abbey national

                              Originally posted by sure ride View Post
                              hi all sorry for delay but not heard anything back until today . I received a letter from link .
                              re my application for account documents ie credit agreements . mbna have responded to link saying they are not able to provide a copy of the agreement. they have sent a check for 1 which I sent via postal order . they take this oppertunaty to advise me that although the agreement is unemforceable the account balance remains collectable . (we look forward to hearing from you )
                              The have to look for:tinysmile_twink_t2:ward for a very long time
                              The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
                              Please make your own decisions with care and if necessary seek qualified legal advice.
                              I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.




                              Comment

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