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dj0nes v. Lowell/Carter

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  • dj0nes v. Lowell/Carter

    Hi All,

    Debt cost: 1,360 plus fees

    Brief background:
    I received a claim from from Carters on behalf of Lowell who are dealing with a alleged Lloyds overdraft
    To summarise I completed the online Moneyclaim procedure and filed my defense on the 11th November citing that Carter needs to provide evidence I actually owe this debt. It appears to be just in time and not SB so it will come down to whether or not they can provide the paperwork as to whether or not they get any money out of me.

    I am trying to workout what is occuring as it's now obviously December and I've not heard nothing it will be a month next week that my defense was filed.
    I tried to speak to Carter who said I need to contact, Lowell said it's actually being handled by Fredricksons then the idiot I spoke to at Fredricksons transferred me directly to Carters who this time then told me they didn't know anymore.

    So I'm lost really and I didn't even know Fredrickson was even involved until now.

    Is there a time limit that the court or the claimants have to adhere to in order to reply to the defense request or decide to drop the claim? As far as I am concerned I've defended myself and now it seems like I've got to wait on the claimant for their next move given them plenty of time to go back to Lloyds and look for paperwork which is obviously not what I want.

    Tags: None

  • #2
    Re: dj0nes v. Lowell/Carter

    Hi All,

    Just an update on this one this claim was struck out earlier this month by the district Judge as the clowns at Lowell not only failed to disclose any evidence I owed the debt they also didn't turn up for the hearing.

    What's my next steps? The debt is 6 years old in a couple of months. It took me a lot of time and effort to defend this claim including lots of wasted hours on the phone to them and their various companies trying to get any evidence that I owe this money.

    What is the best way to proceed with claiming costs against these?


    • #3
      Re: dj0nes v. Lowell/Carter

      [MENTION=6]Amethyst[/MENTION] ??
      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

      It doesn't matter where your journey begins, so long as you begin it...

      recte agens confido


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      Pre-Action Letters
      First Steps
      Check your dates
      Acknowledge a Claim
      CCA Request Letter
      CPR 31.14 Request Letter
      Subject Access Request Letter
      Example Defence
      Set Aside Application

      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

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