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Threat of CCJ on claim already issued

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  • Threat of CCJ on claim already issued Cabot

    Hi, so to bring things up to date my partner and I were dealing with a claim from Cabot/Restons for a personal loan, we were initially defending the claim however my partner then felt she did not want to go through attending court so we entered into a Tomlin order with Cabot, which was issued by the court and has been kept up to date, and not defaulted. Today I received a copy of the original agreement from Cabot stating they now believe the matter to be enforceable and unless I agree a repayment plan they will issue court proceedings my question is and I think I know the answer, but better safe than sorry, can they issue a second claim to obtain a ccj despite the Tomlin order being in place, and am I under any obligation to advise them of said order, or can I simply let them attempt to issue proceedings against me, and let it fail? I believe there is a maxim in law"let he who would be fooled, be fooled"
    Thanks
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  • #2
    Amethyst

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    • #3
      Originally posted by Pwt50 View Post
      Hi, so to bring things up to date my partner and I were dealing with a claim from Cabot/Restons for a personal loan, we were initially defending the claim however my partner then felt she did not want to go through attending court so we entered into a Tomlin order with Cabot, which was issued by the court and has been kept up to date, and not defaulted. Today I received a copy of the original agreement from Cabot stating they now believe the matter to be enforceable and unless I agree a repayment plan they will issue court proceedings my question is and I think I know the answer, but better safe than sorry, can they issue a second claim to obtain a ccj despite the Tomlin order being in place, and am I under any obligation to advise them of said order, or can I simply let them attempt to issue proceedings against me, and let it fail? I believe there is a maxim in law"let he who would be fooled, be fooled"
      Thanks
      No, they can only issue a claim for the debt and the Tomlin Order stays that claim. I assume the TO has Leave to Apply and therefore if you breached the order they could then try to obtain a CCJ.

      It seems the right hand doesn't appear to know what the left hand is doing, so just write back enclosing a copy of the Tomlin Order politely asking them to bugger off.
      COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

      My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

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