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Hi Everyone,
I have another post at the moment where I'm trying to defend 2 claims from Cabot Financial. This post is about another 2 claims that my husband has received that I am also trying to defend.
The 2nd claim for my husband is dated 4th January. So I wanted to put in the defence soon so it's on time.
The particulars of claim for this one are:
By an agreement between Capital One Bank and the defendant on or around 09/02/2015 (the agreement) Capital One bank agreed to issue the defendant with a credit card. The defendant failed to make the minimum payments due and the agreement was terminated, The agreement was assigned to the claimant. The claimant therefore claims £12xx.xx
So I followed advice from my other post and got the CCA request and the CPR 31.14 letters sent off. Cabot wrote back saying they have received the letter and the request and acknowledge it should take 12 days but saying it might take 40 to come from the original lender.
The solicitors wrote back asking what documents he already has. They sent a copy of the assignment which was sent to a previous address we weren't living at when they sent it.
So I wanted to enter a defence for this claim but I'm not sure how to amend it properly to say we have received the assignment but not other documents. Any help would be appreciated. Thank you all.
I have another post at the moment where I'm trying to defend 2 claims from Cabot Financial. This post is about another 2 claims that my husband has received that I am also trying to defend.
The 2nd claim for my husband is dated 4th January. So I wanted to put in the defence soon so it's on time.
The particulars of claim for this one are:
By an agreement between Capital One Bank and the defendant on or around 09/02/2015 (the agreement) Capital One bank agreed to issue the defendant with a credit card. The defendant failed to make the minimum payments due and the agreement was terminated, The agreement was assigned to the claimant. The claimant therefore claims £12xx.xx
So I followed advice from my other post and got the CCA request and the CPR 31.14 letters sent off. Cabot wrote back saying they have received the letter and the request and acknowledge it should take 12 days but saying it might take 40 to come from the original lender.
The solicitors wrote back asking what documents he already has. They sent a copy of the assignment which was sent to a previous address we weren't living at when they sent it.
So I wanted to enter a defence for this claim but I'm not sure how to amend it properly to say we have received the assignment but not other documents. Any help would be appreciated. Thank you all.
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