• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Asset/lending stream ccj claim form received, Help needed please and thankyou x

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Asset/lending stream ccj claim form received, Help needed please and thankyou x

    Hi
    wondering if people could help me through the process with this please?
    Received a claim form from county court business centre from asset collections & investigations limited. Dated 02/02/2018
    Particulars of claim read
    asset collections and investigation claim this amount in respect of an unpaid loan funded by The lending stream.
    The defendant failed to abide by the terms of the contract.
    Asset collections and investigation purchased this debt from the lending stream and subsequently sent a notice of assignment to the defendant to advise.
    The defendant has either failed to respond to the claimant or maintain a regular payment arrangement, thus denying the claimant any opportunity in assisting the defendant in attempting to bring the matter to an amicable conclusion.
    The claimant claims interest under section 69 of the county courts act 1984 at the rate of 8% a year from 11/08/2017 to 01/02/2018 on £600 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £0.13.

    after burying my head in sand timevto get sorted can anyone advise as what I need to do next got as far as acknowledged service on MCOL on 17/02/2018
    Forgive me for being a bit dumb just found this site and not even sure if I'm posting where I should ect. I am searchin around on this site but am getting a tad confused.

    Last edited by Sortingdebts; 19th February 2018, 11:53:AM.
    Tags: None

  • #2
    Welcome to LB

    Here's a link to your first steps - https://legalbeagles.info/library/gu...y-court-claim/ - have a look through and sort out CCA/CPR requests

    I'll tag nemesis45 warwick65 Diana M for you too xx
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

    I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
    But please include a link to your thread so I know who you are.

    Specialist advice can be sought via our sister site JustBeagle

    Comment


    • #3
      Hi thanks for reply
      just doing cca cpr requests now there is no solicitor address just asset collections address so presuming just send there and also no account ref or number shall I just use court claim no?
      Many thanks

      Comment


      • #4
        Yes use the court claim number if there is no reference, and Asset seem to represent themselves - Was it C McGinley litigation executive signed the claim form? If no address for documents then use the claimants address

        Do you recognise the debt / know what it was for, how much, when it was etc ?
        #staysafestayhome

        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

        Received a Court Claim? Read >>>>> First Steps

        Comment


        • #5
          Originally posted by Amethyst View Post
          Yes use the court claim number if there is no reference, and Asset seem to represent themselves - Was it C McGinley litigation executive signed the claim form? If no address for documents then use the claimants address

          Do you recognise the debt / know what it was for, how much, when it was etc ?
          Hi yes C.Mcginley signed, yes had rolling loans with lending stream previously (2015) got into ££ difficulties which I had notified them of at time unsure of what the correct amount should be though as just found default notice from lending stream for £384.60 which includes default interest and charges so unsure where £600 + has come from

          Comment


          • #6
            I would also, as well as your CPR and CCA requests, send a SAR Subject Access Request Letter to Lending Stream to get full details of where the balance has come from. With regards the rolling loan elements and financial difficulty, have you considered making an affordability complaint direct to Lending Stream and potentially through the Financial Ombudsman ? ( see Debt Camel excellent article https://debtcamel.co.uk/payday-loan-refunds/)
            #staysafestayhome

            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

            Received a Court Claim? Read >>>>> First Steps

            Comment


            • #7
              Originally posted by Amethyst View Post
              I would also, as well as your CPR and CCA requests, send a SAR Subject Access Request Letter to Lending Stream to get full details of where the balance has come from. With regards the rolling loan elements and financial difficulty, have you considered making an affordability complaint direct to Lending Stream and potentially through the Financial Ombudsman ? ( see Debt Camel excellent article https://debtcamel.co.uk/payday-loan-refunds/)
              Ok will get this cpr cca finished and then look into these, thanks muchly x

              Comment


              • #8
                Originally posted by Sortingdebts View Post
                Ok will get this cpr cca finished and then look into these, thanks muchly x
                Also I'm making it 7/03/2018 for defence in by can you clarify if this is correct please many thanks

                Comment


                • #9
                  Perfect 2/2/18 plus 33 days ( 28 days plus 5 for service ) Wednesday, 7 March 2018

                  #staysafestayhome

                  Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                  Received a Court Claim? Read >>>>> First Steps

                  Comment


                  • #10
                    Hi again, can anyone help with defence please I have received none of the paperwork that I requested from asset (cpr +cca requested with no response) many thanks

                    Comment

                    View our Terms and Conditions

                    LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                    If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                    If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

                    Announcement

                    Collapse

                    Support LegalBeagles


                    Donate with PayPal button

                    LegalBeagles is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

                    See more
                    See less

                    Court Claim ?

                    Guides and Letters
                    Loading...



                    Search and Compare fixed fee legal services and find a solicitor near you.

                    Find a Law Firm


                    Working...
                    X