• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Will the bank stop charging me when i make a claim for bank charges?

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Will the bank stop charging me when i make a claim for bank charges?

    The banks systems are automated so when a prelim letter goes in, it does not change the automation of the banks systems so the bank will charge you as per usual if no money is in the account to cover payments going out of the account. If you have opened a parachute account- this refers to an account at another bank, then you have begun the fight back by keeping tabs on the balance and making sure money is in the account to cover payments going out. This means you have a fresh start and once you have won your claim, and if further charges were applied to the old debt ridden one, then claim them back and then kiss good bye to the old bank.
    The new account is your new life and you are in control of that.

  • #2
    I agree. I started a new account completely fresh when i begn claiming.

    No overdraft (I left that where it was to be paid off with the refund and monthly installlments)

    New account with salary in each month, salary out each month. No debit card, only cash, and only a couple of DD's. The rest are standing order and cash.

    I am completely in control.

    I have slipped up once since last April.

    Whereas I have claimed by over £6k from my previous bank for the last 6 years.

    They are still charging themselves charges, when i get around to it I'll claim them back to close the account.
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

    Comment

    View our Terms and Conditions

    LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

    If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


    If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
    Working...
    X