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  • Kati's Avatar
    Today, 10:47:AM
    Kati replied to a thread Catalogue debt in Money & Debt
    SAR Template - ;) xx
    102 replies | 3976 view(s)
  • MIKE770's Avatar
    Today, 10:43:AM
    contact the Information commissioners website and make a complaint
    1 replies | 205 view(s)
  • Diana M's Avatar
    Today, 10:39:AM
    Diana M replied to a thread Catalogue debt in Money & Debt
    Let's hope it stays that way :) There's a template letter for the Subject Access Request on this forum (I can't link when I'm on my iPad but someone else wil). You send that to the original creditor. Di
    102 replies | 3976 view(s)
  • Mummymouse's Avatar
    Today, 10:25:AM
    I received an email on Monday from a compand called CCS debt collection agency. I thought it was a spoof/phishing email and ignored it. Today i got another one. They are chasing for money from Vodaphone. I'm not with Vodaphone. I think my daughter...
    0 replies | 0 view(s)
  • sloane82's Avatar
    Today, 10:07:AM
    sloane82 replied to a thread Catalogue debt in Money & Debt
    Subject access request it's where you pay 10 pounds to get all your information regarding the agreement payments and everything else that you have paid.
    102 replies | 3976 view(s)
  • charitynjw's Avatar
    Today, 09:42:AM
    Have they paid to have the stay lifted? You can phone the court to check.
    53 replies | 2568 view(s)
  • enaid's Avatar
    Today, 09:40:AM
    Hi sorry about that but I think it was expected. You have one month from the date of the letter to appeal as long as it states in the letter you can appeal it should also tell you how to go about it.
    22 replies | 1573 view(s)
  • nafta's Avatar
    Today, 09:28:AM
    OK so as expected the MR has not changed anything. We have to return the car in two weeks. Needless to say the heartache, anxiety and distress this is all causing the whole family as we are all affected by this. So we have to appeal and go to...
    22 replies | 1573 view(s)
  • Natalie04's Avatar
    Today, 09:20:AM
    R0b Hi Thanks I'm advance for the help. I have read a lot of the threads around VT, however can't see any advice yet on my issue! I have written using your wonderful template to VT my hire purchase. They company has written back and said I...
    0 replies | 4 view(s)
  • nafta's Avatar
    Today, 09:15:AM
    nafta replied to a thread Catalogue debt in Money & Debt
    @Diana M thank you so much for your post. I am keeping my fingers crossed on this one though I know it will never really be over. I have not had any correspondence at all since I sent all letters. Nothing at all. Sorry when you say SAR? I sent CCA...
    102 replies | 3976 view(s)
  • des8's Avatar
    Today, 08:59:AM
    Hi and welcome Mitigating circumstances: Was the road clear of traffic and conditions good? If so you can mention that and say it was an uncharacteristic momentary lapse of concentration (but not major enough to make them think you were driving...
    1 replies | 42 view(s)
  • SecretBob's Avatar
    Today, 08:34:AM
    First time poster, great site with alot of useful info. My PCP is 3 months away from ending,and have been looking at changing the car. the original supplier (Nissan) has struggled to come up with a good replacement deal, and have been usurped by a...
    1123 replies | 343176 view(s)
  • McGinty's Avatar
    Today, 08:19:AM
    Just had a quick look Diana and the last payment was made via a DMP December 2014. I naively offered a settlement figure October 2016-at the beginning of this thread. I think that starts the clock ticking again? I didn't send a SARS request but I...
    65 replies | 2641 view(s)
  • Rfgillon's Avatar
    Today, 08:00:AM
    Rfgillon replied to a thread Lowell/BW Legal in Welcome Forum
    Is the agreement compliant? It seems to be missing the details re charges etc, is that good that they're missing?
    18 replies | 837 view(s)
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