High Court Judge suggests living wills should be compulsory for all those able to make future life sustaining treatment decisions. Many of us have thought, what would happen if I was unable to make or communicate decisions to my family or the medical profession. There may be circumstances that you…

People should have a right to justice they can afford, urges this major new report on access to our justice system. Source:  The Fabian Society DOWNLOAD REPORT PDF The Fabian Society acted as the secretariat for the Bach Commission which has heard from more than 100 individuals and organisations over…

A person’s will is an important document. People use wills to choose how to distribute their possessions and often to express preferences about what happens to their bodies after death.When someone dies intestate – without leaving a will, or with a will that is not valid – it can cause…

One in five people struggling with debts has seen their credit card limit automatically increased – a higher proportion than for cardholders in general, a charity has claimed.Citizens Advice said 18% of those struggling financially had seen the limit increased without request, compared with 12% overall.It wants a ban on…

MoJ issues PPI guidance for claims management companies after Plevin The Financial Conduct Authority (FCA) consulted in 2015, and again in 2016, on a package of measures including proposed new rules and guidance on handling Payment Protection Insurance (PPI) complaints in light of the Supreme Court’s decision in Plevin v…

Download PDF August 2017 Newsletter   Useful Case Studies 141/1 – Mr S complains that bank hasn’t helped with credit card debt 141/2 – Ms B complains that finance provider won’t repair phone bought on hire purchase 141/3 – Mrs H complains that trouble with kitchen loan has left mark…

A national breast cancer charity is being investigated after its founder paid herself £31,000, in breach of charity law.Wendy Watson, who launched the National Hereditary Breast Cancer Helpline in 1996, has resigned as a trustee.Financial irregularities were uncovered by the Charity Commission, which has issued an official warning for “significant…

A retired senior judge has warned of the lack of safeguards in the power of attorney system in England and Wales. Denzil Lush says people should be far more aware of the risks and has vowed to never sign one himself. The power of attorney is a legal document, which…

The FCA are looking at the motor finance market to ensure that it works well and to assess whether consumers are at risk of harm. Consumers’ use of motor finance has grown rapidly in recent years, with many credit products now available. As the FCA set out in their Business…

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