Lloyds to slash 9,000 more jobs | News | Money Marketing

Lloyds Banking Group is to cut around 9,000 jobs over the next three years, equating to 10 per cent of its workforce.

According to reports, the bank will announce the cuts next Tuesday as part of a three-year strategic plan delivered alongside its third-quarter results.

via Lloyds to slash 9,000 more jobs | News | Money Marketing.


Initiative promises legal advice for those without lawyers in courts | Law | The Guardian

A network of in-court advice centres providing support for unrepresented litigants in civil and family law cases is to be funded by the Ministry of Justice and expanded to cover the whole country.

The initiative, launched on Thursday by family justice minister Simon Hughes, is aimed at helping those no longer entitled to legal aid navigate their way through divorce proceedings and other complex claims.

There has been a surge in the number of “litigants in person” – those who do not have lawyers to argue on their behalf. As many as 650,000 people were deprived of support by changes to legal aid, in most cases involving family disputes, welfare benefits, clinical negligence, employment, housing, debt, immigration and education.

The problem is most acute in the family courts where relationship breakdowns often require parents to take immediate action. Hearings have become protracted and judges are forced to intervene repeatedly to explain the legal process. The family law organisation Resolution has described the family courts as being at “breaking point”.

The new money, £1.4m a year, will be pumped into the pioneering work of the Personal Support Unit, which already provides advice in eight court centres in England and Wales. The aim is to expand the number of advisers into courts across the country and link claimants up with pro bono lawyers who can offer free legal support and, in some cases, even court representation.

via Initiative promises legal advice for those without lawyers in courts | Law | The Guardian.


Beat Bullying / Mindfull Childrens’ Charity in Administration

If you need help or support, please call Samaritans on 08457 90 90 90 or Childline on 0800 1111.


BeatBullying UK, along with its sister charity MindFull, which offers young people support for mental health issues, run helplines, online forums and counselling sessions.

But on Tuesday, the charities’ websites were displaying a message directing people to the Samaritans or Childline for support instead.

“We are sorry MindFull and BeatBullying services are currently down,” it said.

Young people and some of the many volunteers working in the BeatBullying Group (BBG) that runs both charities said they had been left in the dark about what was happening and the future of the services.

A statement released by the BBG’s trustees said it had “faced a challenging financial environment” for some time that had recently turned into “significant financial difficulties”.

  BeatBullying helps children with cyberbullying as well as at school An administrator is being appointed to protect the charity from creditors’ actions while negotiations take place, it added.

“This is clearly a difficult time for anybody connected with The BeatBullying Group, particularly the people who have come to depend upon the services and support that they have received,” the statement said.

“Our aim is to resolve this difficult situation as soon as possible and to the fullest extent we can given the difficulties faced by BBG, in the best interests of its creditors and staff .

“In the meantime we would like to thank the supporters, staff and advisors who continue to work with us.”

A petition launched to help the charity get up and running again had more than 100 signatures by Tuesday morning.

Volunteers and supporters expressed their dismay as news of the difficulties spread.




MindFull is part of The BB Group.
The BeatBullying Group is a registered charity, number 1097631.


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Press Office on +44 (0)20 8768 1017, or email pressoffice@thebbgroup.orgIf outside normal office hours, please call +44 (0) 7796 675 937.



Charges related to car parking rising and leading to serious money woes – Spend & Save – Money – The Independent

People with debt problems are used to struggling with credit card payments and utility bills – but another item is now, unexpectedly, appearing on the list of creditors.


The charity National Debtline has seen a surge in the number of clients who have difficulty satisfying demands for car parking fines.

Even though the proportion of debtors with this problem is not huge – now nudging 6 per cent of the National Debtline client list – it has risen dramatically from the 1.3 per cent that was registering just four years ago. The analysis coincides with the announcement of government plans to force local authorities to publish information, starting in early November, on the income they receive from parking fines. Local Government minister Kris Hopkins revealed the move, speaking of protecting “residents from the risk of being treated as cash cows by trigger-happy town hall traffic wardens” and exposing “councils using parking policies in an unlawful way”.

via Charges related to car parking rising and leading to serious money woes – Spend & Save – Money – The Independent.


BBC News – Worries for those denied payday loans

The fate of people turned down for payday loans owing to stricter regulations on the industry has prompted polarised debate.A trade body, the Consumer Financial Association, has claimed that only a quarter of those turned down ended up better off financially.It said charges for late bill payments and overdraft fees meant many rejected applicants were worse off.But debt experts suggest some should not be borrowing at all.Price capsThe Financial Conduct Authority FCA, which took over regulation of the consumer credit sector on 1 April, has been cracking down on payday lenders.It has forced them to conduct more affordability checks and put controls on Continuous Payment Authorities CPAs, which allow lenders to take money from people’s bank accounts.From January, it has pledged to cap payday loan rates at 0.8% a day of the amount borrowed, and said that in total, no-one would have to pay back more than twice what they borrowed. It is currently consulting on the rules.A survey, commissioned by the CFA, which represents a number of short-term lenders, examined the impact on 720 people whose application for a short-term loan was turned down.It found that 27% of those later defaulted on a bill payment, 4% turned to an illegal money lender and only 2% went to a regulated credit union.CFA chief executive Russell Hamblin-Boone claimed “hundreds of thousands of people are now out of credit”.”Being denied access to short-term credit is reducing their options, costing them more and putting them at financial risk,” he said.

via BBC News – Worries for those denied payday loans.